B
Stillman BancCorp, N.A.
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Stillman BancCorp, N.A.
Stillman Valley, IL
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Rating B
Asset Quality Index 8.50
Capitalization Index 7.70
Liquidity Index 4.10
Profitability Index 3.00
Stability Index 4.20
Company Info Stillman BancCorp, N.A.
Stillman Valley, IL
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FDIC Number 9263
Phone Number (815) 645-2266
Website www.stillmanbank.com
Asset Quality Stillman BancCorp, N.A.
Stillman Valley, IL
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1-Year Asset Growth 3.02%
5-Year Asset Growth 5.40%
5-Year Charge-Offs to Average Loans -0.04%
Charge-Offs to Average Loans -0.03%
Non-Performing Assets to Assets 0.22%
Non-Performing Loans to Capital 2.21%
Non-Performing Loans to Loans 0.52%
Balance Sheet Stillman BancCorp, N.A.
Stillman Valley, IL
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Total Assets 610.37M
Total Deposits 536.39M
Capital and Reserves Stillman BancCorp, N.A.
Stillman Valley, IL
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Capital 47.88M
Leverage Ratio 9.49
Loan Loss Reserves to Loans 0.94%
Risk-Based Capital Ratio 20.85
Liquidity Stillman BancCorp, N.A.
Stillman Valley, IL
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Hot Money Ratio 19.34%
Liquidity Ratio 28.23%
Profitability Stillman BancCorp, N.A.
Stillman Valley, IL
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5-Year Return on Average Assets 0.96%
Net Income 2.57M
Net Interest Spread 2.43%
Operating Profit to Average Assets 0.56%
Overhead Efficiency Ratio 79.50%
Return on Assets 0.55%
Return on Equity 8.15%