C
Villa Grove State Bank
Rating Date
June 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Villa Grove State Bank
Villa Grove, IL
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Rating C
Asset Quality Index 8.90
Capitalization Index 10.00
Liquidity Index 1.50
Profitability Index 5.10
Stability Index 5.00
Company Info Villa Grove State Bank
Villa Grove, IL
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FDIC Number 9273
Phone Number (217) 832-2631
Website www.villagrovestatebank.com
Asset Quality Villa Grove State Bank
Villa Grove, IL
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1-Year Asset Growth 0.68%
5-Year Asset Growth 2.56%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.18%
Non-Performing Assets to Assets 0.01%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.01%
Balance Sheet Villa Grove State Bank
Villa Grove, IL
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Total Assets 84.47M
Total Deposits 73.88M
Capital and Reserves Villa Grove State Bank
Villa Grove, IL
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Capital 10.16M
Leverage Ratio 11.89
Loan Loss Reserves to Loans 1.42%
Risk-Based Capital Ratio --
Liquidity Villa Grove State Bank
Villa Grove, IL
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Hot Money Ratio 9.70%
Liquidity Ratio 24.81%
Profitability Villa Grove State Bank
Villa Grove, IL
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5-Year Return on Average Assets 1.17%
Net Income 290.00K
Net Interest Spread 3.67%
Operating Profit to Average Assets 1.37%
Overhead Efficiency Ratio 60.65%
Return on Assets 1.36%
Return on Equity 11.53%