C
Villa Grove State Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Villa Grove State Bank
Villa Grove, IL
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Rating C
Asset Quality Index 8.90
Capitalization Index 10.00
Liquidity Index 0.80
Profitability Index 5.60
Stability Index 4.30
Company Info Villa Grove State Bank
Villa Grove, IL
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FDIC Number 9273
Phone Number (217) 832-2631
Website www.villagrovestatebank.com
Asset Quality Villa Grove State Bank
Villa Grove, IL
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1-Year Asset Growth 1.69%
5-Year Asset Growth 2.56%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.09%
Non-Performing Assets to Assets 0.01%
Non-Performing Loans to Capital 0.03%
Non-Performing Loans to Loans 0.01%
Balance Sheet Villa Grove State Bank
Villa Grove, IL
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Total Assets 83.51M
Total Deposits 71.21M
Capital and Reserves Villa Grove State Bank
Villa Grove, IL
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Capital 10.17M
Leverage Ratio 12.08
Loan Loss Reserves to Loans 1.37%
Risk-Based Capital Ratio --
Liquidity Villa Grove State Bank
Villa Grove, IL
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Hot Money Ratio 9.92%
Liquidity Ratio 21.68%
Profitability Villa Grove State Bank
Villa Grove, IL
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5-Year Return on Average Assets 1.17%
Net Income 623.00K
Net Interest Spread 3.77%
Operating Profit to Average Assets 1.49%
Overhead Efficiency Ratio 58.91%
Return on Assets 1.47%
Return on Equity 12.32%