| Weiss Ratings |
First Bank of Berne
Berne, IN |
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| Rating | ||||
| Asset Quality Index | 7.00 | |||
| Capitalization Index | 7.70 | |||
| Liquidity Index | 3.10 | |||
| Profitability Index | 7.20 | |||
| Stability Index | 6.30 | |||
| Company Info |
First Bank of Berne
Berne, IN |
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| FDIC Number | 9288 | |||
| Phone Number | (260) 589-2151 | |||
| Website | www.firstbankofberne.com | |||
| Asset Quality |
First Bank of Berne
Berne, IN |
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| 1-Year Asset Growth | -0.72% | |||
| 5-Year Asset Growth | 4.13% | |||
| 5-Year Charge-Offs to Average Loans | 0.02% | |||
| Charge-Offs to Average Loans | 0.09% | |||
| Non-Performing Assets to Assets | 0.50% | |||
| Non-Performing Loans to Capital | 4.73% | |||
| Non-Performing Loans to Loans | 0.69% | |||
| Balance Sheet |
First Bank of Berne
Berne, IN |
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| Total Assets | 1.09B | |||
| Total Deposits | 969.58M | |||
| Capital and Reserves |
First Bank of Berne
Berne, IN |
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| Capital | 70.82M | |||
| Leverage Ratio | 9.45 | |||
| Loan Loss Reserves to Loans | 1.34% | |||
| Risk-Based Capital Ratio | 13.15 | |||
| Liquidity |
First Bank of Berne
Berne, IN |
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| Hot Money Ratio | 4.88% | |||
| Liquidity Ratio | 18.37% | |||
| Profitability |
First Bank of Berne
Berne, IN |
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| 5-Year Return on Average Assets | 1.77% | |||
| Net Income | 20.13M | |||
| Net Interest Spread | 3.20% | |||
| Operating Profit to Average Assets | 1.83% | |||
| Overhead Efficiency Ratio | 51.45% | |||
| Return on Assets | 1.83% | |||
| Return on Equity | 32.47% | |||