| Weiss Ratings |
First Bank of Berne
Berne, IN |
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| Rating | ||||
| Asset Quality Index | 6.80 | |||
| Capitalization Index | 7.40 | |||
| Liquidity Index | 3.00 | |||
| Profitability Index | 5.80 | |||
| Stability Index | 6.50 | |||
| Company Info |
First Bank of Berne
Berne, IN |
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| FDIC Number | 9288 | |||
| Phone Number | (260) 589-2151 | |||
| Website | www.firstbankofberne.com | |||
| Asset Quality |
First Bank of Berne
Berne, IN |
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| 1-Year Asset Growth | -0.76% | |||
| 5-Year Asset Growth | 10.82% | |||
| 5-Year Charge-Offs to Average Loans | 0.02% | |||
| Charge-Offs to Average Loans | 0.02% | |||
| Non-Performing Assets to Assets | 0.55% | |||
| Non-Performing Loans to Capital | 5.21% | |||
| Non-Performing Loans to Loans | 0.75% | |||
| Balance Sheet |
First Bank of Berne
Berne, IN |
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| Total Assets | 1.07B | |||
| Total Deposits | 953.64M | |||
| Capital and Reserves |
First Bank of Berne
Berne, IN |
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| Capital | 58.61M | |||
| Leverage Ratio | 9.27 | |||
| Loan Loss Reserves to Loans | 1.43% | |||
| Risk-Based Capital Ratio | 12.68 | |||
| Liquidity |
First Bank of Berne
Berne, IN |
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| Hot Money Ratio | 7.17% | |||
| Liquidity Ratio | 16.24% | |||
| Profitability |
First Bank of Berne
Berne, IN |
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| 5-Year Return on Average Assets | 1.77% | |||
| Net Income | 4.28M | |||
| Net Interest Spread | 3.08% | |||
| Operating Profit to Average Assets | 1.58% | |||
| Overhead Efficiency Ratio | 55.88% | |||
| Return on Assets | 1.58% | |||
| Return on Equity | 30.91% | |||