B
Reliance State Bank
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Reliance State Bank
Story City, IA
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Rating B
Asset Quality Index 2.40
Capitalization Index 8.10
Liquidity Index 2.50
Profitability Index 4.00
Stability Index 6.60
Company Info Reliance State Bank
Story City, IA
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FDIC Number 9299
Phone Number (515) 733-4396
Website www.rsbiowa.com
Asset Quality Reliance State Bank
Story City, IA
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1-Year Asset Growth -5.94%
5-Year Asset Growth 1.99%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans 0.23%
Non-Performing Assets to Assets 2.04%
Non-Performing Loans to Capital 18.90%
Non-Performing Loans to Loans 2.95%
Balance Sheet Reliance State Bank
Story City, IA
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Total Assets 276.81M
Total Deposits 234.68M
Capital and Reserves Reliance State Bank
Story City, IA
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Capital 28.47M
Leverage Ratio 9.72
Loan Loss Reserves to Loans 1.39%
Risk-Based Capital Ratio 14.12
Liquidity Reliance State Bank
Story City, IA
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Hot Money Ratio 13.41%
Liquidity Ratio 16.06%
Profitability Reliance State Bank
Story City, IA
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5-Year Return on Average Assets 0.79%
Net Income 1.16M
Net Interest Spread 2.97%
Operating Profit to Average Assets 1.06%
Overhead Efficiency Ratio 59.29%
Return on Assets 0.83%
Return on Equity 8.26%