| Weiss Ratings |
The Readlyn Savings Bank
Readlyn, IA |
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| Rating | ||||
| Asset Quality Index | 8.60 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.10 | |||
| Profitability Index | 7.80 | |||
| Stability Index | 6.30 | |||
| Company Info |
The Readlyn Savings Bank
Readlyn, IA |
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| FDIC Number | 9300 | |||
| Phone Number | (319) 279-3321 | |||
| Website | www.readlynsavingsbank.com | |||
| Asset Quality |
The Readlyn Savings Bank
Readlyn, IA |
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| 1-Year Asset Growth | 4.55% | |||
| 5-Year Asset Growth | 15.78% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.00% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
The Readlyn Savings Bank
Readlyn, IA |
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| Total Assets | 147.91M | |||
| Total Deposits | 111.66M | |||
| Capital and Reserves |
The Readlyn Savings Bank
Readlyn, IA |
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| Capital | 26.48M | |||
| Leverage Ratio | 19.43 | |||
| Loan Loss Reserves to Loans | 1.39% | |||
| Risk-Based Capital Ratio | 27.45 | |||
| Liquidity |
The Readlyn Savings Bank
Readlyn, IA |
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| Hot Money Ratio | 27.42% | |||
| Liquidity Ratio | 39.34% | |||
| Profitability |
The Readlyn Savings Bank
Readlyn, IA |
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| 5-Year Return on Average Assets | 1.75% | |||
| Net Income | 2.71M | |||
| Net Interest Spread | 3.43% | |||
| Operating Profit to Average Assets | 1.94% | |||
| Overhead Efficiency Ratio | 41.23% | |||
| Return on Assets | 1.85% | |||
| Return on Equity | 10.66% | |||