| Weiss Ratings |
The Readlyn Savings Bank
Readlyn, IA |
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| Rating | ||||
| Asset Quality Index | 7.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.20 | |||
| Profitability Index | 7.50 | |||
| Stability Index | 5.70 | |||
| Company Info |
The Readlyn Savings Bank
Readlyn, IA |
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| FDIC Number | 9300 | |||
| Phone Number | (319) 279-3321 | |||
| Website | www.readlynsavingsbank.com | |||
| Asset Quality |
The Readlyn Savings Bank
Readlyn, IA |
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| 1-Year Asset Growth | 4.54% | |||
| 5-Year Asset Growth | 16.51% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.90% | |||
| Non-Performing Loans to Capital | 4.35% | |||
| Non-Performing Loans to Loans | 1.30% | |||
| Balance Sheet |
The Readlyn Savings Bank
Readlyn, IA |
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| Total Assets | 143.60M | |||
| Total Deposits | 107.68M | |||
| Capital and Reserves |
The Readlyn Savings Bank
Readlyn, IA |
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| Capital | 25.88M | |||
| Leverage Ratio | 19.47 | |||
| Loan Loss Reserves to Loans | 1.35% | |||
| Risk-Based Capital Ratio | 27.12 | |||
| Liquidity |
The Readlyn Savings Bank
Readlyn, IA |
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| Hot Money Ratio | 31.12% | |||
| Liquidity Ratio | 34.76% | |||
| Profitability |
The Readlyn Savings Bank
Readlyn, IA |
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| 5-Year Return on Average Assets | 1.75% | |||
| Net Income | 1.91M | |||
| Net Interest Spread | 3.30% | |||
| Operating Profit to Average Assets | 1.84% | |||
| Overhead Efficiency Ratio | 42.45% | |||
| Return on Assets | 1.74% | |||
| Return on Equity | 10.12% | |||