C
The Citizens Bank
HickmanKY
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Citizens Bank
Hickman, KY
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 8.50
Capitalization Index 10.00
Liquidity Index 1.70
Profitability Index 6.00
Stability Index 5.00
Company Info The Citizens Bank
Hickman, KY
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 9306
Phone Number (270) 236-2525
Website www.citizenshickman.com
Asset Quality The Citizens Bank
Hickman, KY
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 12.26%
5-Year Asset Growth 7.42%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.08%
Non-Performing Assets to Assets 0.03%
Non-Performing Loans to Capital 0.78%
Non-Performing Loans to Loans 0.04%
Balance Sheet The Citizens Bank
Hickman, KY
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 221.29M
Total Deposits 194.46M
Capital and Reserves The Citizens Bank
Hickman, KY
Click to
Compare
Click to
Compare
Click to
Compare
Capital 24.77M
Leverage Ratio 12.26
Loan Loss Reserves to Loans 1.09%
Risk-Based Capital Ratio --
Liquidity The Citizens Bank
Hickman, KY
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 23.29%
Liquidity Ratio 7.67%
Profitability The Citizens Bank
Hickman, KY
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.23%
Net Income 3.04M
Net Interest Spread 3.74%
Operating Profit to Average Assets 1.45%
Overhead Efficiency Ratio 63.06%
Return on Assets 1.45%
Return on Equity 13.49%