United Southern Bank
| Weiss Ratings |
United Southern Bank
Hopkinsville, KY |
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| Rating | ||||
| Asset Quality Index | 7.60 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.80 | |||
| Profitability Index | 6.10 | |||
| Stability Index | 4.30 | |||
| Company Info |
United Southern Bank
Hopkinsville, KY |
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| FDIC Number | 9309 | |||
| Phone Number | (270) 885-0056 | |||
| Website | www.usbky.com/ | |||
| Asset Quality |
United Southern Bank
Hopkinsville, KY |
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| 1-Year Asset Growth | 3.04% | |||
| 5-Year Asset Growth | 7.69% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | 0.05% | |||
| Non-Performing Assets to Assets | 0.25% | |||
| Non-Performing Loans to Capital | 1.91% | |||
| Non-Performing Loans to Loans | 0.32% | |||
| Balance Sheet |
United Southern Bank
Hopkinsville, KY |
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| Total Assets | 352.22M | |||
| Total Deposits | 302.48M | |||
| Capital and Reserves |
United Southern Bank
Hopkinsville, KY |
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| Capital | 40.26M | |||
| Leverage Ratio | 12.09 | |||
| Loan Loss Reserves to Loans | 1.09% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
United Southern Bank
Hopkinsville, KY |
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| Hot Money Ratio | 29.57% | |||
| Liquidity Ratio | 14.16% | |||
| Profitability |
United Southern Bank
Hopkinsville, KY |
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| 5-Year Return on Average Assets | 1.05% | |||
| Net Income | 4.25M | |||
| Net Interest Spread | 4.04% | |||
| Operating Profit to Average Assets | 1.59% | |||
| Overhead Efficiency Ratio | 60.58% | |||
| Return on Assets | 1.22% | |||
| Return on Equity | 11.20% | |||