United Southern Bank
| Weiss Ratings |
United Southern Bank
Hopkinsville, KY |
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| Rating | ||||
| Asset Quality Index | 7.50 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 1.10 | |||
| Profitability Index | 5.90 | |||
| Stability Index | 4.30 | |||
| Company Info |
United Southern Bank
Hopkinsville, KY |
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| FDIC Number | 9309 | |||
| Phone Number | (270) 885-0056 | |||
| Website | www.usbky.com/ | |||
| Asset Quality |
United Southern Bank
Hopkinsville, KY |
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| 1-Year Asset Growth | 5.13% | |||
| 5-Year Asset Growth | 11.17% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | 0.02% | |||
| Non-Performing Assets to Assets | 0.33% | |||
| Non-Performing Loans to Capital | 2.45% | |||
| Non-Performing Loans to Loans | 0.43% | |||
| Balance Sheet |
United Southern Bank
Hopkinsville, KY |
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| Total Assets | 353.59M | |||
| Total Deposits | 304.00M | |||
| Capital and Reserves |
United Southern Bank
Hopkinsville, KY |
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| Capital | 39.60M | |||
| Leverage Ratio | 12.08 | |||
| Loan Loss Reserves to Loans | 1.08% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
United Southern Bank
Hopkinsville, KY |
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| Hot Money Ratio | 29.67% | |||
| Liquidity Ratio | 16.99% | |||
| Profitability |
United Southern Bank
Hopkinsville, KY |
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| 5-Year Return on Average Assets | 1.05% | |||
| Net Income | 2.99M | |||
| Net Interest Spread | 3.93% | |||
| Operating Profit to Average Assets | 1.49% | |||
| Overhead Efficiency Ratio | 62.47% | |||
| Return on Assets | 1.15% | |||
| Return on Equity | 10.69% | |||