| Weiss Ratings |
Citizens State Bank of Milford
Milford, IL |
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| Rating | ||||
| Asset Quality Index | 7.60 | |||
| Capitalization Index | 7.20 | |||
| Liquidity Index | 4.60 | |||
| Profitability Index | 2.70 | |||
| Stability Index | 3.50 | |||
| Company Info |
Citizens State Bank of Milford
Milford, IL |
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| FDIC Number | 931 | |||
| Phone Number | (815) 889-4131 | |||
| Website | www.thefarmbank.com | |||
| Asset Quality |
Citizens State Bank of Milford
Milford, IL |
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| 1-Year Asset Growth | 6.74% | |||
| 5-Year Asset Growth | 1.73% | |||
| 5-Year Charge-Offs to Average Loans | 0.02% | |||
| Charge-Offs to Average Loans | -0.02% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 3.15% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
Citizens State Bank of Milford
Milford, IL |
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| Total Assets | 56.92M | |||
| Total Deposits | 52.04M | |||
| Capital and Reserves |
Citizens State Bank of Milford
Milford, IL |
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| Capital | 4.55M | |||
| Leverage Ratio | 9.11 | |||
| Loan Loss Reserves to Loans | 0.56% | |||
| Risk-Based Capital Ratio | 13.71 | |||
| Liquidity |
Citizens State Bank of Milford
Milford, IL |
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| Hot Money Ratio | 6.00% | |||
| Liquidity Ratio | 33.19% | |||
| Profitability |
Citizens State Bank of Milford
Milford, IL |
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| 5-Year Return on Average Assets | 0.49% | |||
| Net Income | 134.00K | |||
| Net Interest Spread | 4.42% | |||
| Operating Profit to Average Assets | 0.45% | |||
| Overhead Efficiency Ratio | 85.68% | |||
| Return on Assets | 0.45% | |||
| Return on Equity | 5.89% | |||