C
Citizens State Bank of Milford
MilfordIL
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Citizens State Bank of Milford
Milford, IL
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 8.60
Capitalization Index 7.40
Liquidity Index 4.40
Profitability Index 0.80
Stability Index 3.40
Company Info Citizens State Bank of Milford
Milford, IL
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 931
Phone Number (815) 889-4131
Website www.thefarmbank.com
Asset Quality Citizens State Bank of Milford
Milford, IL
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 1.45%
5-Year Asset Growth 1.73%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans -0.02%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 1.66%
Non-Performing Loans to Loans 0.00%
Balance Sheet Citizens State Bank of Milford
Milford, IL
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 57.51M
Total Deposits 52.67M
Capital and Reserves Citizens State Bank of Milford
Milford, IL
Click to
Compare
Click to
Compare
Click to
Compare
Capital 4.56M
Leverage Ratio 9.23
Loan Loss Reserves to Loans 0.49%
Risk-Based Capital Ratio 13.12
Liquidity Citizens State Bank of Milford
Milford, IL
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 4.67%
Liquidity Ratio 30.55%
Profitability Citizens State Bank of Milford
Milford, IL
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.41%
Net Income 273.00K
Net Interest Spread 4.44%
Operating Profit to Average Assets 0.49%
Overhead Efficiency Ratio 88.18%
Return on Assets 0.49%
Return on Equity 6.84%