C
Commercial Bank
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Commercial Bank
West Liberty, KY
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 4.20
Capitalization Index 8.40
Liquidity Index 2.20
Profitability Index 4.00
Stability Index 5.70
Company Info Commercial Bank
West Liberty, KY
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 9310
Phone Number (606) 743-3195
Website www.commercialbankky.bank
Asset Quality Commercial Bank
West Liberty, KY
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 2.68%
5-Year Asset Growth 6.51%
5-Year Charge-Offs to Average Loans 0.09%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 1.23%
Non-Performing Loans to Capital 9.03%
Non-Performing Loans to Loans 1.87%
Balance Sheet Commercial Bank
West Liberty, KY
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 209.32M
Total Deposits 171.85M
Capital and Reserves Commercial Bank
West Liberty, KY
Click to
Compare
Click to
Compare
Click to
Compare
Capital 19.14M
Leverage Ratio 9.93
Loan Loss Reserves to Loans 0.86%
Risk-Based Capital Ratio 17.33
Liquidity Commercial Bank
West Liberty, KY
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 25.92%
Liquidity Ratio 11.68%
Profitability Commercial Bank
West Liberty, KY
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.86%
Net Income 545.00K
Net Interest Spread 3.47%
Operating Profit to Average Assets 1.00%
Overhead Efficiency Ratio 69.13%
Return on Assets 1.00%
Return on Equity 11.71%