C
Commercial Bank
Rating Date
March 2026
Risk Based
Capital Ratio
16.43
Leverage
Ratio
9.94
Return On
Assets
1.19%
Total
Assets
217.17M
Capital
20.20M
Total
Deposits
180.04M
Net
Income
2.58M
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Weiss Ratings Commercial Bank
West Liberty, KY 		Click to
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Rating C
Asset Quality Index 4.50
Capitalization Index 8.40
Liquidity Index 1.40
Profitability Index 4.90
Stability Index 5.70
Company Info Commercial Bank
West Liberty, KY 		Click to
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FDIC Number 9310
Phone Number (606) 743-3195
Website www.commercialbankky.bank
Asset Quality Commercial Bank
West Liberty, KY 		Click to
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1-Year Asset Growth 5.03%
5-Year Asset Growth 3.71%
5-Year Charge-Offs to Average Loans 0.09%
Charge-Offs to Average Loans 0.07%
Non-Performing Assets to Assets 0.62%
Non-Performing Loans to Capital 5.94%
Non-Performing Loans to Loans 0.88%
Balance Sheet Commercial Bank
West Liberty, KY 		Click to
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Total Assets 217.17M
Total Deposits 180.04M
Capital and Reserves Commercial Bank
West Liberty, KY 		Click to
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Capital 20.20M
Leverage Ratio 9.94
Loan Loss Reserves to Loans 0.86%
Risk-Based Capital Ratio 16.43
Liquidity Commercial Bank
West Liberty, KY 		Click to
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Hot Money Ratio 27.30%
Liquidity Ratio 11.38%
Profitability Commercial Bank
West Liberty, KY 		Click to
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5-Year Return on Average Assets 0.86%
Net Income 2.58M
Net Interest Spread 3.79%
Operating Profit to Average Assets 1.19%
Overhead Efficiency Ratio 65.07%
Return on Assets 1.19%
Return on Equity 13.14%