B
Merchants & Farmers Bank & Trust Company
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
11.17
Return On
Assets
0.89%
Total
Assets
541.45M
Capital
53.24M
Total
Deposits
485.99M
Net
Income
2.47M
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Weiss Ratings Merchants & Farmers Bank & Trust Company
Leesville, LA 		Click to
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Rating B
Asset Quality Index 7.50
Capitalization Index 10.00
Liquidity Index 3.60
Profitability Index 4.20
Stability Index 6.20
Company Info Merchants & Farmers Bank & Trust Company
Leesville, LA 		Click to
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FDIC Number 9319
Phone Number (337) 239-6504
Website www.merchantsandfarmers.com
Asset Quality Merchants & Farmers Bank & Trust Company
Leesville, LA 		Click to
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1-Year Asset Growth 3.15%
5-Year Asset Growth 4.45%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.05%
Non-Performing Assets to Assets 0.51%
Non-Performing Loans to Capital 3.52%
Non-Performing Loans to Loans 0.98%
Balance Sheet Merchants & Farmers Bank & Trust Company
Leesville, LA 		Click to
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Total Assets 541.45M
Total Deposits 485.99M
Capital and Reserves Merchants & Farmers Bank & Trust Company
Leesville, LA 		Click to
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Capital 53.24M
Leverage Ratio 11.17
Loan Loss Reserves to Loans 1.07%
Risk-Based Capital Ratio --
Liquidity Merchants & Farmers Bank & Trust Company
Leesville, LA 		Click to
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Hot Money Ratio 16.68%
Liquidity Ratio 24.17%
Profitability Merchants & Farmers Bank & Trust Company
Leesville, LA 		Click to
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5-Year Return on Average Assets 0.58%
Net Income 2.47M
Net Interest Spread 3.59%
Operating Profit to Average Assets 1.09%
Overhead Efficiency Ratio 69.08%
Return on Assets 0.89%
Return on Equity 9.54%