Washington State Bank
Major Rating Factors:
Operating profits as a percentage of assets at 1.1%, coupled with a return on assets of 1.1 has resulted in Fair (4.1) profitability. A current level of 14.1 percent of nonperforming loans to core capital combined with 27.9 percent from a year earlier contributes to the Fair asset quality (4.1).
Other Rating Factors:
Excellent current capitalization (9.7 on a scale of 0 to 10) based on a risk-based capital ratio of 15.9 and a capital leverage ratio of 10.8. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.7 on a scale of 0 to 10).
Asset Mix:
Comm re (29%), home mtgs (23%), securities (15%), cash (7%), consumer loans (5%), comm loans (4%), other (17%)
States with Branches:
LA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Washington State Bancshares, Inc.
Investment Rating
--
Address
103 North Main Street
Washington, LA 70589
Washington, LA 70589
Phone Number
(337) 826-3641
Year Founded
1893
FDIC Number
Website
Largest Affiliates
There are no affiliate to display.