C
Washington State Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Washington State Bank
Washington, LA
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Rating C
Asset Quality Index 2.20
Capitalization Index 9.30
Liquidity Index 0.80
Profitability Index 6.20
Stability Index 6.70
Company Info Washington State Bank
Washington, LA
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FDIC Number 9326
Phone Number (337) 826-3641
Website www.wsbankla.com
Asset Quality Washington State Bank
Washington, LA
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1-Year Asset Growth 3.30%
5-Year Asset Growth 9.16%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 3.90%
Non-Performing Loans to Capital 26.61%
Non-Performing Loans to Loans 5.10%
Balance Sheet Washington State Bank
Washington, LA
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Total Assets 305.02M
Total Deposits 271.26M
Capital and Reserves Washington State Bank
Washington, LA
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Capital 30.56M
Leverage Ratio 10.52
Loan Loss Reserves to Loans 1.34%
Risk-Based Capital Ratio 15.46
Liquidity Washington State Bank
Washington, LA
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Hot Money Ratio 28.16%
Liquidity Ratio 19.98%
Profitability Washington State Bank
Washington, LA
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5-Year Return on Average Assets 1.08%
Net Income 2.09M
Net Interest Spread 3.97%
Operating Profit to Average Assets 1.38%
Overhead Efficiency Ratio 64.17%
Return on Assets 1.38%
Return on Equity 14.12%