B
Farmers-Merchants Bank & Trust Company
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
13.99
Return On
Assets
1.83%
Total
Assets
449.54M
Capital
59.22M
Total
Deposits
324.54M
Net
Income
6.38M
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Weiss Ratings Farmers-Merchants Bank & Trust Company
Breaux Bridge, LA 		Click to
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Rating B
Asset Quality Index 7.20
Capitalization Index 10.00
Liquidity Index 3.60
Profitability Index 8.10
Stability Index 7.00
Company Info Farmers-Merchants Bank & Trust Company
Breaux Bridge, LA 		Click to
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FDIC Number 9327
Phone Number (337) 332-4132
Website www.fmbanking.com
Asset Quality Farmers-Merchants Bank & Trust Company
Breaux Bridge, LA 		Click to
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1-Year Asset Growth 0.96%
5-Year Asset Growth 6.68%
5-Year Charge-Offs to Average Loans 0.14%
Charge-Offs to Average Loans 0.04%
Non-Performing Assets to Assets 0.64%
Non-Performing Loans to Capital 3.82%
Non-Performing Loans to Loans 1.12%
Balance Sheet Farmers-Merchants Bank & Trust Company
Breaux Bridge, LA 		Click to
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Total Assets 449.54M
Total Deposits 324.54M
Capital and Reserves Farmers-Merchants Bank & Trust Company
Breaux Bridge, LA 		Click to
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Capital 59.22M
Leverage Ratio 13.99
Loan Loss Reserves to Loans 1.44%
Risk-Based Capital Ratio --
Liquidity Farmers-Merchants Bank & Trust Company
Breaux Bridge, LA 		Click to
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Hot Money Ratio 16.51%
Liquidity Ratio 45.62%
Profitability Farmers-Merchants Bank & Trust Company
Breaux Bridge, LA 		Click to
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5-Year Return on Average Assets 1.65%
Net Income 6.38M
Net Interest Spread 4.22%
Operating Profit to Average Assets 1.83%
Overhead Efficiency Ratio 59.54%
Return on Assets 1.83%
Return on Equity 15.34%