B
Farmers-Merchants Bank & Trust Company
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
13.99
Return On
Assets
1.86%
Total
Assets
467.18M
Capital
60.57M
Total
Deposits
341.76M
Net
Income
8.62M
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Weiss Ratings Farmers-Merchants Bank & Trust Company
Breaux Bridge, LA 		Click to
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Rating B
Asset Quality Index 7.60
Capitalization Index 10.00
Liquidity Index 3.90
Profitability Index 8.20
Stability Index 7.00
Company Info Farmers-Merchants Bank & Trust Company
Breaux Bridge, LA 		Click to
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FDIC Number 9327
Phone Number (337) 332-4132
Website www.fmbanking.com
Asset Quality Farmers-Merchants Bank & Trust Company
Breaux Bridge, LA 		Click to
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1-Year Asset Growth 4.59%
5-Year Asset Growth 5.77%
5-Year Charge-Offs to Average Loans 0.14%
Charge-Offs to Average Loans 0.11%
Non-Performing Assets to Assets 0.54%
Non-Performing Loans to Capital 2.75%
Non-Performing Loans to Loans 0.86%
Balance Sheet Farmers-Merchants Bank & Trust Company
Breaux Bridge, LA 		Click to
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Total Assets 467.18M
Total Deposits 341.76M
Capital and Reserves Farmers-Merchants Bank & Trust Company
Breaux Bridge, LA 		Click to
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Capital 60.57M
Leverage Ratio 13.99
Loan Loss Reserves to Loans 1.38%
Risk-Based Capital Ratio --
Liquidity Farmers-Merchants Bank & Trust Company
Breaux Bridge, LA 		Click to
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Hot Money Ratio 15.59%
Liquidity Ratio 48.79%
Profitability Farmers-Merchants Bank & Trust Company
Breaux Bridge, LA 		Click to
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5-Year Return on Average Assets 1.65%
Net Income 8.62M
Net Interest Spread 4.28%
Operating Profit to Average Assets 1.86%
Overhead Efficiency Ratio 59.34%
Return on Assets 1.86%
Return on Equity 15.25%