C
Bank of Maple Plain
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Loading...
Major Rating Factors: Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 28.6 and a capital leverage ratio of 14.1. A current level of 5.7 percent of nonperforming loans to core capital combined with 7.5 percent from a year earlier contributes to the Excellent asset quality (8.0).
Other Rating Factors: A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.6 on a scale of 0 to 10). Fair liquidity 4.4, driven by a liquidity ratio of 49.1 percent and a “hot money” ratio of 16.0 percent.
Asset Mix: Securities (46%), home mtgs (18%), comm loans (13%), cash (6%), comm re (5%), consumer loans (2%), other (10%)
States with Branches: MN
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Liquidity
Liquidity Ratio
Hot Money
Corporate Info
Group Affiliation
Maple Banc Shares, Inc.
Investment Rating
--
Address
4980 Highway 12
Maple Plain, MN 55359
Phone Number
(763) 479-1931
Year Founded
1905
FDIC Number
Largest Affiliates
There are no affiliate to display.