D
The First State Bank of Fountain
Rating Date
April 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The First State Bank of Fountain
Fountain, MN
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Rating D
Asset Quality Index 9.50
Capitalization Index 6.70
Liquidity Index 5.10
Profitability Index 0.70
Stability Index 1.30
Company Info The First State Bank of Fountain
Fountain, MN
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FDIC Number 9349
Phone Number (507) 268-4321
Website www.fsbfountain.com
Asset Quality The First State Bank of Fountain
Fountain, MN
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1-Year Asset Growth -0.94%
5-Year Asset Growth 3.63%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet The First State Bank of Fountain
Fountain, MN
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Total Assets 37.92M
Total Deposits 36.09M
Capital and Reserves The First State Bank of Fountain
Fountain, MN
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Capital 1.71M
Leverage Ratio 8.73
Loan Loss Reserves to Loans 1.45%
Risk-Based Capital Ratio 16.74
Liquidity The First State Bank of Fountain
Fountain, MN
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Hot Money Ratio 18.83%
Liquidity Ratio 56.74%
Profitability The First State Bank of Fountain
Fountain, MN
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5-Year Return on Average Assets 0.21%
Net Income -62.00K
Net Interest Spread 1.99%
Operating Profit to Average Assets -0.34%
Overhead Efficiency Ratio 116.75%
Return on Assets -0.16%
Return on Equity -3.43%