C
The First State Bank of Fountain
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The First State Bank of Fountain
Fountain, MN
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Rating C
Asset Quality Index 9.60
Capitalization Index 6.90
Liquidity Index 5.40
Profitability Index 0.90
Stability Index 1.30
Company Info The First State Bank of Fountain
Fountain, MN
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FDIC Number 9349
Phone Number (507) 268-4321
Website www.fsbfountain.com
Asset Quality The First State Bank of Fountain
Fountain, MN
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1-Year Asset Growth 4.56%
5-Year Asset Growth 1.07%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.17%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet The First State Bank of Fountain
Fountain, MN
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Total Assets 39.65M
Total Deposits 37.12M
Capital and Reserves The First State Bank of Fountain
Fountain, MN
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Capital 2.40M
Leverage Ratio 8.93
Loan Loss Reserves to Loans 1.37%
Risk-Based Capital Ratio 18.16
Liquidity The First State Bank of Fountain
Fountain, MN
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Hot Money Ratio 20.07%
Liquidity Ratio 62.14%
Profitability The First State Bank of Fountain
Fountain, MN
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5-Year Return on Average Assets 0.17%
Net Income 21.00K
Net Interest Spread 2.22%
Operating Profit to Average Assets 0.01%
Overhead Efficiency Ratio 99.67%
Return on Assets 0.05%
Return on Equity 1.00%