| Weiss Ratings |
The Commercial Bank
De Kalb, MS |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 7.60 | |||
| Capitalization Index | 9.50 | |||
| Liquidity Index | 3.20 | |||
| Profitability Index | 3.20 | |||
| Stability Index | 3.60 | |||
| Company Info |
The Commercial Bank
De Kalb, MS |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 9356 | |||
| Phone Number | (601) 743-5871 | |||
| Website | www.commercialbankms.com | |||
| Asset Quality |
The Commercial Bank
De Kalb, MS |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 6.25% | |||
| 5-Year Asset Growth | 10.95% | |||
| 5-Year Charge-Offs to Average Loans | 0.22% | |||
| Charge-Offs to Average Loans | 0.23% | |||
| Non-Performing Assets to Assets | 0.23% | |||
| Non-Performing Loans to Capital | 2.63% | |||
| Non-Performing Loans to Loans | 0.43% | |||
| Balance Sheet |
The Commercial Bank
De Kalb, MS |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 263.08M | |||
| Total Deposits | 247.62M | |||
| Capital and Reserves |
The Commercial Bank
De Kalb, MS |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 13.80M | |||
| Leverage Ratio | 10.66 | |||
| Loan Loss Reserves to Loans | 1.74% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
The Commercial Bank
De Kalb, MS |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 34.60% | |||
| Liquidity Ratio | 33.16% | |||
| Profitability |
The Commercial Bank
De Kalb, MS |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.44% | |||
| Net Income | 863.00K | |||
| Net Interest Spread | 3.22% | |||
| Operating Profit to Average Assets | 0.77% | |||
| Overhead Efficiency Ratio | 72.69% | |||
| Return on Assets | 0.62% | |||
| Return on Equity | 12.62% | |||