| Weiss Ratings |
The Commercial Bank
De Kalb, MS |
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| Rating | ||||
| Asset Quality Index | 8.50 | |||
| Capitalization Index | 9.50 | |||
| Liquidity Index | 3.00 | |||
| Profitability Index | 4.50 | |||
| Stability Index | 3.30 | |||
| Company Info |
The Commercial Bank
De Kalb, MS |
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| FDIC Number | 9356 | |||
| Phone Number | (601) 743-5871 | |||
| Website | www.commercialbankms.com | |||
| Asset Quality |
The Commercial Bank
De Kalb, MS |
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| 1-Year Asset Growth | 10.46% | |||
| 5-Year Asset Growth | 10.71% | |||
| 5-Year Charge-Offs to Average Loans | 0.22% | |||
| Charge-Offs to Average Loans | 0.25% | |||
| Non-Performing Assets to Assets | 0.09% | |||
| Non-Performing Loans to Capital | 0.70% | |||
| Non-Performing Loans to Loans | 0.10% | |||
| Balance Sheet |
The Commercial Bank
De Kalb, MS |
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| Total Assets | 278.10M | |||
| Total Deposits | 251.73M | |||
| Capital and Reserves |
The Commercial Bank
De Kalb, MS |
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| Capital | 17.43M | |||
| Leverage Ratio | 10.69 | |||
| Loan Loss Reserves to Loans | 1.67% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
The Commercial Bank
De Kalb, MS |
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| Hot Money Ratio | 37.24% | |||
| Liquidity Ratio | 27.91% | |||
| Profitability |
The Commercial Bank
De Kalb, MS |
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| 5-Year Return on Average Assets | 1.44% | |||
| Net Income | 2.06M | |||
| Net Interest Spread | 3.34% | |||
| Operating Profit to Average Assets | 0.90% | |||
| Overhead Efficiency Ratio | 68.82% | |||
| Return on Assets | 0.73% | |||
| Return on Equity | 13.85% | |||