C
The Cornerstone Bank
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Cornerstone Bank
South West City, MO
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 4.90
Capitalization Index 10.00
Liquidity Index 0.40
Profitability Index 5.90
Stability Index 3.70
Company Info The Cornerstone Bank
South West City, MO
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 9388
Phone Number (417) 762-3257
Website www.thecornerstonebank.net
Asset Quality The Cornerstone Bank
South West City, MO
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 7.02%
5-Year Asset Growth 5.04%
5-Year Charge-Offs to Average Loans 0.29%
Charge-Offs to Average Loans 0.88%
Non-Performing Assets to Assets 0.92%
Non-Performing Loans to Capital 10.40%
Non-Performing Loans to Loans 1.12%
Balance Sheet The Cornerstone Bank
South West City, MO
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 211.45M
Total Deposits 183.39M
Capital and Reserves The Cornerstone Bank
South West City, MO
Click to
Compare
Click to
Compare
Click to
Compare
Capital 25.27M
Leverage Ratio 12.18
Loan Loss Reserves to Loans 1.68%
Risk-Based Capital Ratio --
Liquidity The Cornerstone Bank
South West City, MO
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 31.13%
Liquidity Ratio 15.43%
Profitability The Cornerstone Bank
South West City, MO
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.23%
Net Income 1.58M
Net Interest Spread 5.49%
Operating Profit to Average Assets 1.52%
Overhead Efficiency Ratio 59.54%
Return on Assets 1.52%
Return on Equity 12.79%