C
The Cornerstone Bank
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Cornerstone Bank
South West City, MO
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Rating C
Asset Quality Index 5.20
Capitalization Index 10.00
Liquidity Index 0.50
Profitability Index 6.10
Stability Index 3.70
Company Info The Cornerstone Bank
South West City, MO
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FDIC Number 9388
Phone Number (417) 762-3257
Website www.thecornerstonebank.net
Asset Quality The Cornerstone Bank
South West City, MO
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1-Year Asset Growth 7.14%
5-Year Asset Growth 5.04%
5-Year Charge-Offs to Average Loans 0.24%
Charge-Offs to Average Loans 0.44%
Non-Performing Assets to Assets 0.99%
Non-Performing Loans to Capital 7.89%
Non-Performing Loans to Loans 1.22%
Balance Sheet The Cornerstone Bank
South West City, MO
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Total Assets 202.94M
Total Deposits 176.14M
Capital and Reserves The Cornerstone Bank
South West City, MO
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Capital 24.39M
Leverage Ratio 12.25
Loan Loss Reserves to Loans 1.66%
Risk-Based Capital Ratio --
Liquidity The Cornerstone Bank
South West City, MO
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Hot Money Ratio 30.67%
Liquidity Ratio 16.19%
Profitability The Cornerstone Bank
South West City, MO
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5-Year Return on Average Assets 1.08%
Net Income 2.94M
Net Interest Spread 5.42%
Operating Profit to Average Assets 1.50%
Overhead Efficiency Ratio 66.41%
Return on Assets 1.50%
Return on Equity 12.46%