C
The Cornerstone Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Cornerstone Bank
South West City, MO
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Rating C
Asset Quality Index 5.10
Capitalization Index 10.00
Liquidity Index 0.60
Profitability Index 6.20
Stability Index 3.70
Company Info The Cornerstone Bank
South West City, MO
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FDIC Number 9388
Phone Number (417) 762-3257
Website www.thecornerstonebank.net
Asset Quality The Cornerstone Bank
South West City, MO
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1-Year Asset Growth 4.63%
5-Year Asset Growth 7.19%
5-Year Charge-Offs to Average Loans 0.24%
Charge-Offs to Average Loans 0.22%
Non-Performing Assets to Assets 0.78%
Non-Performing Loans to Capital 8.15%
Non-Performing Loans to Loans 0.98%
Balance Sheet The Cornerstone Bank
South West City, MO
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Total Assets 199.27M
Total Deposits 173.98M
Capital and Reserves The Cornerstone Bank
South West City, MO
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Capital 24.29M
Leverage Ratio 12.41
Loan Loss Reserves to Loans 1.87%
Risk-Based Capital Ratio 19.96
Liquidity The Cornerstone Bank
South West City, MO
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Hot Money Ratio 30.99%
Liquidity Ratio 18.09%
Profitability The Cornerstone Bank
South West City, MO
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5-Year Return on Average Assets 1.08%
Net Income 2.21M
Net Interest Spread 5.38%
Operating Profit to Average Assets 1.51%
Overhead Efficiency Ratio 65.05%
Return on Assets 1.51%
Return on Equity 12.60%