C
Bank of Cattaraugus
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
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Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings Bank of Cattaraugus
Cattaraugus, NY
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Rating C
Asset Quality Index 5.90
Capitalization Index 10.00
Liquidity Index 2.70
Profitability Index 5.10
Stability Index 5.00
Company Info Bank of Cattaraugus
Cattaraugus, NY
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FDIC Number 9406
Phone Number (716) 257-3431
Website www.bankofcattaraugus.com
Asset Quality Bank of Cattaraugus
Cattaraugus, NY
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1-Year Asset Growth 7.99%
5-Year Asset Growth 3.97%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.72%
Non-Performing Loans to Capital 7.08%
Non-Performing Loans to Loans 1.03%
Balance Sheet Bank of Cattaraugus
Cattaraugus, NY
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Total Assets 32.25M
Total Deposits 28.87M
Capital and Reserves Bank of Cattaraugus
Cattaraugus, NY
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Capital 3.34M
Leverage Ratio 11.95
Loan Loss Reserves to Loans 1.21%
Risk-Based Capital Ratio 18.42
Liquidity Bank of Cattaraugus
Cattaraugus, NY
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Hot Money Ratio 0.87%
Liquidity Ratio 23.91%
Profitability Bank of Cattaraugus
Cattaraugus, NY
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5-Year Return on Average Assets 0.69%
Net Income 254.00K
Net Interest Spread 6.04%
Operating Profit to Average Assets 1.27%
Overhead Efficiency Ratio 78.36%
Return on Assets 1.13%
Return on Equity 10.54%