D
Bank of Cattaraugus
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings Bank of Cattaraugus
Cattaraugus, NY
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Rating D
Asset Quality Index 4.80
Capitalization Index 7.80
Liquidity Index 1.70
Profitability Index 5.40
Stability Index 3.70
Company Info Bank of Cattaraugus
Cattaraugus, NY
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FDIC Number 9406
Phone Number (716) 257-3431
Website www.bankofcattaraugus.com
Asset Quality Bank of Cattaraugus
Cattaraugus, NY
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1-Year Asset Growth -0.65%
5-Year Asset Growth 3.97%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.92%
Non-Performing Loans to Capital 6.04%
Non-Performing Loans to Loans 1.27%
Balance Sheet Bank of Cattaraugus
Cattaraugus, NY
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Total Assets 28.84M
Total Deposits 25.53M
Capital and Reserves Bank of Cattaraugus
Cattaraugus, NY
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Capital 3.27M
Leverage Ratio 10.08
Loan Loss Reserves to Loans 1.25%
Risk-Based Capital Ratio 18.51
Liquidity Bank of Cattaraugus
Cattaraugus, NY
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Hot Money Ratio 0.98%
Liquidity Ratio 14.97%
Profitability Bank of Cattaraugus
Cattaraugus, NY
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5-Year Return on Average Assets 0.69%
Net Income 188.00K
Net Interest Spread 5.93%
Operating Profit to Average Assets 1.38%
Overhead Efficiency Ratio 75.84%
Return on Assets 1.22%
Return on Equity 11.87%