| Weiss Ratings |
Tioga State Bank, N.A.
Spencer, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 7.30 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.20 | |||
| Profitability Index | 5.70 | |||
| Stability Index | 7.60 | |||
| Company Info |
Tioga State Bank, N.A.
Spencer, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 9410 | |||
| Phone Number | (607) 589-7000 | |||
| Website | www.tiogabank.com | |||
| Asset Quality |
Tioga State Bank, N.A.
Spencer, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 8.77% | |||
| 5-Year Asset Growth | 3.39% | |||
| 5-Year Charge-Offs to Average Loans | 0.14% | |||
| Charge-Offs to Average Loans | 0.04% | |||
| Non-Performing Assets to Assets | 0.64% | |||
| Non-Performing Loans to Capital | 5.36% | |||
| Non-Performing Loans to Loans | 1.01% | |||
| Balance Sheet |
Tioga State Bank, N.A.
Spencer, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 625.19M | |||
| Total Deposits | 538.09M | |||
| Capital and Reserves |
Tioga State Bank, N.A.
Spencer, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 66.45M | |||
| Leverage Ratio | 11.38 | |||
| Loan Loss Reserves to Loans | 1.63% | |||
| Risk-Based Capital Ratio | 21.22 | |||
| Liquidity |
Tioga State Bank, N.A.
Spencer, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 6.78% | |||
| Liquidity Ratio | 25.96% | |||
| Profitability |
Tioga State Bank, N.A.
Spencer, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.05% | |||
| Net Income | 4.09M | |||
| Net Interest Spread | 4.17% | |||
| Operating Profit to Average Assets | 1.57% | |||
| Overhead Efficiency Ratio | 66.63% | |||
| Return on Assets | 1.29% | |||
| Return on Equity | 12.61% | |||