B
Choice Financial Group
FargoND
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Choice Financial Group
Fargo, ND
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 7.50
Capitalization Index 9.50
Liquidity Index 4.00
Profitability Index 6.90
Stability Index 9.90
Company Info Choice Financial Group
Fargo, ND
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 9423
Phone Number (701) 356-9700
Website bankwithchoice.com
Asset Quality Choice Financial Group
Fargo, ND
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 16.71%
5-Year Asset Growth 25.41%
5-Year Charge-Offs to Average Loans 0.10%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.55%
Non-Performing Loans to Capital 3.32%
Non-Performing Loans to Loans 0.94%
Balance Sheet Choice Financial Group
Fargo, ND
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 5.76B
Total Deposits 4.91B
Capital and Reserves Choice Financial Group
Fargo, ND
Click to
Compare
Click to
Compare
Click to
Compare
Capital 637.40M
Leverage Ratio 10.64
Loan Loss Reserves to Loans 1.27%
Risk-Based Capital Ratio --
Liquidity Choice Financial Group
Fargo, ND
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 5.51%
Liquidity Ratio 17.02%
Profitability Choice Financial Group
Fargo, ND
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.70%
Net Income 34.62M
Net Interest Spread 3.06%
Operating Profit to Average Assets 1.62%
Overhead Efficiency Ratio 53.14%
Return on Assets 1.24%
Return on Equity 11.22%