B
Choice Financial Group
FargoND
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Choice Financial Group
Fargo, ND
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 6.50
Capitalization Index 9.50
Liquidity Index 3.80
Profitability Index 4.20
Stability Index 10.00
Company Info Choice Financial Group
Fargo, ND
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 9423
Phone Number (701) 356-9700
Website bankwithchoice.com
Asset Quality Choice Financial Group
Fargo, ND
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 9.04%
5-Year Asset Growth 25.41%
5-Year Charge-Offs to Average Loans 0.10%
Charge-Offs to Average Loans 0.09%
Non-Performing Assets to Assets 0.75%
Non-Performing Loans to Capital 7.18%
Non-Performing Loans to Loans 1.40%
Balance Sheet Choice Financial Group
Fargo, ND
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 5.75B
Total Deposits 5.02B
Capital and Reserves Choice Financial Group
Fargo, ND
Click to
Compare
Click to
Compare
Click to
Compare
Capital 659.15M
Leverage Ratio 10.66
Loan Loss Reserves to Loans 1.20%
Risk-Based Capital Ratio --
Liquidity Choice Financial Group
Fargo, ND
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 5.29%
Liquidity Ratio 16.97%
Profitability Choice Financial Group
Fargo, ND
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.70%
Net Income 52.01M
Net Interest Spread 3.08%
Operating Profit to Average Assets 1.63%
Overhead Efficiency Ratio 54.77%
Return on Assets 1.22%
Return on Equity 11.05%