First State Bank
| Weiss Ratings |
First State Bank
Winchester, OH |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 9.00 | |||
| Capitalization Index | 9.50 | |||
| Liquidity Index | 4.80 | |||
| Profitability Index | 4.50 | |||
| Stability Index | 7.20 | |||
| Company Info |
First State Bank
Winchester, OH |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 9437 | |||
| Phone Number | (937) 695-0331 | |||
| Website | www.fsb4me.com | |||
| Asset Quality |
First State Bank
Winchester, OH |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 11.06% | |||
| 5-Year Asset Growth | 18.19% | |||
| 5-Year Charge-Offs to Average Loans | 0.09% | |||
| Charge-Offs to Average Loans | 0.06% | |||
| Non-Performing Assets to Assets | 0.26% | |||
| Non-Performing Loans to Capital | 2.09% | |||
| Non-Performing Loans to Loans | 0.53% | |||
| Balance Sheet |
First State Bank
Winchester, OH |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 1.15B | |||
| Total Deposits | 1.04B | |||
| Capital and Reserves |
First State Bank
Winchester, OH |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 101.25M | |||
| Leverage Ratio | 10.69 | |||
| Loan Loss Reserves to Loans | 1.39% | |||
| Risk-Based Capital Ratio | 18.54 | |||
| Liquidity |
First State Bank
Winchester, OH |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 13.15% | |||
| Liquidity Ratio | 28.21% | |||
| Profitability |
First State Bank
Winchester, OH |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.00% | |||
| Net Income | 11.50M | |||
| Net Interest Spread | 3.22% | |||
| Operating Profit to Average Assets | 1.21% | |||
| Overhead Efficiency Ratio | 60.91% | |||
| Return on Assets | 1.01% | |||
| Return on Equity | 15.03% | |||