C
Mt. Victory State Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Mt. Victory State Bank
Mount Victory, OH
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Rating C
Asset Quality Index 8.60
Capitalization Index 9.60
Liquidity Index 2.90
Profitability Index 5.20
Stability Index 4.30
Company Info Mt. Victory State Bank
Mount Victory, OH
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FDIC Number 9438
Phone Number (937) 354-3171
Website www.mtvictorybank.com
Asset Quality Mt. Victory State Bank
Mount Victory, OH
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1-Year Asset Growth -1.21%
5-Year Asset Growth 2.94%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.27%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.15%
Non-Performing Loans to Loans 0.00%
Balance Sheet Mt. Victory State Bank
Mount Victory, OH
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Total Assets 21.32M
Total Deposits 19.16M
Capital and Reserves Mt. Victory State Bank
Mount Victory, OH
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Capital 2.15M
Leverage Ratio 10.72
Loan Loss Reserves to Loans 2.26%
Risk-Based Capital Ratio --
Liquidity Mt. Victory State Bank
Mount Victory, OH
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Hot Money Ratio 18.12%
Liquidity Ratio 26.65%
Profitability Mt. Victory State Bank
Mount Victory, OH
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5-Year Return on Average Assets 0.39%
Net Income 122.00K
Net Interest Spread 4.96%
Operating Profit to Average Assets 1.36%
Overhead Efficiency Ratio 62.21%
Return on Assets 1.12%
Return on Equity 11.84%