C
Mt. Victory State Bank
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Mt. Victory State Bank
Mount Victory, OH
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Rating C
Asset Quality Index 7.30
Capitalization Index 8.90
Liquidity Index 2.90
Profitability Index 4.60
Stability Index 3.70
Company Info Mt. Victory State Bank
Mount Victory, OH
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FDIC Number 9438
Phone Number (937) 354-3171
Website www.mtvictorybank.com
Asset Quality Mt. Victory State Bank
Mount Victory, OH
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1-Year Asset Growth 2.26%
5-Year Asset Growth -0.02%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.17%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 4.34%
Non-Performing Loans to Loans 0.00%
Balance Sheet Mt. Victory State Bank
Mount Victory, OH
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Total Assets 21.87M
Total Deposits 19.61M
Capital and Reserves Mt. Victory State Bank
Mount Victory, OH
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Capital 2.24M
Leverage Ratio 10.28
Loan Loss Reserves to Loans 2.45%
Risk-Based Capital Ratio --
Liquidity Mt. Victory State Bank
Mount Victory, OH
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Hot Money Ratio 17.42%
Liquidity Ratio 28.58%
Profitability Mt. Victory State Bank
Mount Victory, OH
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5-Year Return on Average Assets 0.39%
Net Income 193.00K
Net Interest Spread 4.98%
Operating Profit to Average Assets 1.04%
Overhead Efficiency Ratio 68.71%
Return on Assets 0.87%
Return on Equity 9.01%