| Weiss Ratings |
Wisdom Heritage Bank
Alva, OK |
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| Rating | ||||
| Asset Quality Index | 7.40 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.50 | |||
| Profitability Index | 3.90 | |||
| Stability Index | 10.00 | |||
| Company Info |
Wisdom Heritage Bank
Alva, OK |
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| FDIC Number | 9465 | |||
| Phone Number | (580) 327-3300 | |||
| Website | www.alvastatebank.com | |||
| Asset Quality |
Wisdom Heritage Bank
Alva, OK |
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| 1-Year Asset Growth | 9.07% | |||
| 5-Year Asset Growth | 9.99% | |||
| 5-Year Charge-Offs to Average Loans | -0.04% | |||
| Charge-Offs to Average Loans | -0.09% | |||
| Non-Performing Assets to Assets | 1.15% | |||
| Non-Performing Loans to Capital | 5.68% | |||
| Non-Performing Loans to Loans | 2.13% | |||
| Balance Sheet |
Wisdom Heritage Bank
Alva, OK |
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| Total Assets | 601.35M | |||
| Total Deposits | 505.81M | |||
| Capital and Reserves |
Wisdom Heritage Bank
Alva, OK |
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| Capital | 78.85M | |||
| Leverage Ratio | 14.22 | |||
| Loan Loss Reserves to Loans | 1.56% | |||
| Risk-Based Capital Ratio | 21.82 | |||
| Liquidity |
Wisdom Heritage Bank
Alva, OK |
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| Hot Money Ratio | 37.43% | |||
| Liquidity Ratio | 42.02% | |||
| Profitability |
Wisdom Heritage Bank
Alva, OK |
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| 5-Year Return on Average Assets | 1.93% | |||
| Net Income | 3.25M | |||
| Net Interest Spread | 3.15% | |||
| Operating Profit to Average Assets | 1.04% | |||
| Overhead Efficiency Ratio | 64.78% | |||
| Return on Assets | 1.06% | |||
| Return on Equity | 8.43% | |||