B
Alva State Bank & Trust Company
AlvaOK
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Alva State Bank & Trust Company
Alva, OK
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Rating B
Asset Quality Index 8.70
Capitalization Index 10.00
Liquidity Index 3.40
Profitability Index 9.00
Stability Index 7.00
Company Info Alva State Bank & Trust Company
Alva, OK
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FDIC Number 9465
Phone Number (580) 327-3300
Website www.alvastatebank.com
Asset Quality Alva State Bank & Trust Company
Alva, OK
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1-Year Asset Growth 10.92%
5-Year Asset Growth 8.25%
5-Year Charge-Offs to Average Loans 0.25%
Charge-Offs to Average Loans -0.23%
Non-Performing Assets to Assets 0.18%
Non-Performing Loans to Capital 1.13%
Non-Performing Loans to Loans 0.18%
Balance Sheet Alva State Bank & Trust Company
Alva, OK
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Total Assets 565.25M
Total Deposits 473.14M
Capital and Reserves Alva State Bank & Trust Company
Alva, OK
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Capital 74.46M
Leverage Ratio 15.10
Loan Loss Reserves to Loans 1.91%
Risk-Based Capital Ratio 23.59
Liquidity Alva State Bank & Trust Company
Alva, OK
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Hot Money Ratio 36.89%
Liquidity Ratio 37.26%
Profitability Alva State Bank & Trust Company
Alva, OK
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5-Year Return on Average Assets 1.70%
Net Income 3.11M
Net Interest Spread 3.66%
Operating Profit to Average Assets 2.21%
Overhead Efficiency Ratio 44.77%
Return on Assets 2.21%
Return on Equity 17.20%