B
Alva State Bank & Trust Company
AlvaOK
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Alva State Bank & Trust Company
Alva, OK
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Rating B
Asset Quality Index 8.50
Capitalization Index 10.00
Liquidity Index 3.20
Profitability Index 9.00
Stability Index 6.30
Company Info Alva State Bank & Trust Company
Alva, OK
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FDIC Number 9465
Phone Number (580) 327-3300
Website www.alvastatebank.com
Asset Quality Alva State Bank & Trust Company
Alva, OK
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1-Year Asset Growth 8.69%
5-Year Asset Growth 9.99%
5-Year Charge-Offs to Average Loans 0.25%
Charge-Offs to Average Loans -0.20%
Non-Performing Assets to Assets 0.62%
Non-Performing Loans to Capital 2.49%
Non-Performing Loans to Loans 1.03%
Balance Sheet Alva State Bank & Trust Company
Alva, OK
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Total Assets 630.82M
Total Deposits 528.72M
Capital and Reserves Alva State Bank & Trust Company
Alva, OK
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Capital 76.42M
Leverage Ratio 13.69
Loan Loss Reserves to Loans 1.40%
Risk-Based Capital Ratio 20.76
Liquidity Alva State Bank & Trust Company
Alva, OK
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Hot Money Ratio 39.38%
Liquidity Ratio 39.42%
Profitability Alva State Bank & Trust Company
Alva, OK
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5-Year Return on Average Assets 1.70%
Net Income 12.19M
Net Interest Spread 3.56%
Operating Profit to Average Assets 2.16%
Overhead Efficiency Ratio 49.77%
Return on Assets 2.13%
Return on Equity 15.82%