B
Welch State Bank of Welch, Okla.
WelchOK
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Welch State Bank of Welch, Okla.
Welch, OK
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Rating B
Asset Quality Index 7.10
Capitalization Index 8.90
Liquidity Index 2.10
Profitability Index 6.00
Stability Index 5.70
Company Info Welch State Bank of Welch, Okla.
Welch, OK
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FDIC Number 9472
Phone Number (918) 788-3373
Website www.welchstatebank.com
Asset Quality Welch State Bank of Welch, Okla.
Welch, OK
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1-Year Asset Growth 3.82%
5-Year Asset Growth 9.40%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.06%
Non-Performing Assets to Assets 0.35%
Non-Performing Loans to Capital 1.84%
Non-Performing Loans to Loans 0.50%
Balance Sheet Welch State Bank of Welch, Okla.
Welch, OK
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Total Assets 432.23M
Total Deposits 368.24M
Capital and Reserves Welch State Bank of Welch, Okla.
Welch, OK
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Capital 39.65M
Leverage Ratio 10.29
Loan Loss Reserves to Loans 1.62%
Risk-Based Capital Ratio --
Liquidity Welch State Bank of Welch, Okla.
Welch, OK
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Hot Money Ratio 29.34%
Liquidity Ratio 19.75%
Profitability Welch State Bank of Welch, Okla.
Welch, OK
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5-Year Return on Average Assets 1.79%
Net Income 4.36M
Net Interest Spread 4.59%
Operating Profit to Average Assets 1.38%
Overhead Efficiency Ratio 69.10%
Return on Assets 1.38%
Return on Equity 15.52%