B
Welch State Bank of Welch, Okla.
Welch,  OK
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Welch State Bank of Welch, Okla.
Welch, OK
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Rating B
Asset Quality Index 7.30
Capitalization Index 8.80
Liquidity Index 1.80
Profitability Index 6.70
Stability Index 5.00
Company Info Welch State Bank of Welch, Okla.
Welch, OK
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FDIC Number 9472
Phone Number (918) 788-3373
Website www.welchstatebank.com
Asset Quality Welch State Bank of Welch, Okla.
Welch, OK
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1-Year Asset Growth 7.20%
5-Year Asset Growth 9.44%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans 0.13%
Non-Performing Assets to Assets 0.34%
Non-Performing Loans to Capital 2.63%
Non-Performing Loans to Loans 0.48%
Balance Sheet Welch State Bank of Welch, Okla.
Welch, OK
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Total Assets 449.81M
Total Deposits 394.59M
Capital and Reserves Welch State Bank of Welch, Okla.
Welch, OK
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Capital 42.52M
Leverage Ratio 10.20
Loan Loss Reserves to Loans 1.57%
Risk-Based Capital Ratio --
Liquidity Welch State Bank of Welch, Okla.
Welch, OK
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Hot Money Ratio 30.12%
Liquidity Ratio 23.63%
Profitability Welch State Bank of Welch, Okla.
Welch, OK
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5-Year Return on Average Assets 1.70%
Net Income 3.69M
Net Interest Spread 4.97%
Operating Profit to Average Assets 1.66%
Overhead Efficiency Ratio 67.31%
Return on Assets 1.66%
Return on Equity 18.01%