Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 26.6 and a capital leverage ratio of 12.7. A current level of 0.0 percent of nonperforming loans to core capital combined with 0.0 percent from a year earlier contributes to the Excellent asset quality (9.0).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.7 on a scale of 0 to 10). Operating profits as a percentage of assets at 1.0%, coupled with a return on assets of 0.9 has resulted in Fair (4.2) profitability.
Asset Mix:
Securities (29%), comm re (25%), cash (14%), home mtgs (10%), home eq lns (1%), comm loans (0%), consumer loans (0%), other (21%)
States with Branches:
OR
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
CCB Financial Corporation
Investment Rating
--
Address
38975 Proctor Boulevard
Sandy, OR 97055
Sandy, OR 97055
Phone Number
(503) 668-5501
Year Founded
1911
FDIC Number
Largest Affiliates
No affiliate information available.