| Weiss Ratings |
Peoples Bank
Clifton, TN |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 8.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.30 | |||
| Profitability Index | 8.10 | |||
| Stability Index | 3.70 | |||
| Company Info |
Peoples Bank
Clifton, TN |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 9489 | |||
| Phone Number | (931) 676-3311 | |||
| Website | www.pbbanking.com | |||
| Asset Quality |
Peoples Bank
Clifton, TN |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 3.62% | |||
| 5-Year Asset Growth | 17.04% | |||
| 5-Year Charge-Offs to Average Loans | 0.18% | |||
| Charge-Offs to Average Loans | 0.24% | |||
| Non-Performing Assets to Assets | 0.90% | |||
| Non-Performing Loans to Capital | 2.12% | |||
| Non-Performing Loans to Loans | 0.39% | |||
| Balance Sheet |
Peoples Bank
Clifton, TN |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 410.72M | |||
| Total Deposits | 357.08M | |||
| Capital and Reserves |
Peoples Bank
Clifton, TN |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 51.47M | |||
| Leverage Ratio | 12.99 | |||
| Loan Loss Reserves to Loans | 1.02% | |||
| Risk-Based Capital Ratio | 16.88 | |||
| Liquidity |
Peoples Bank
Clifton, TN |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 50.35% | |||
| Liquidity Ratio | 17.16% | |||
| Profitability |
Peoples Bank
Clifton, TN |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.54% | |||
| Net Income | 6.25M | |||
| Net Interest Spread | 5.10% | |||
| Operating Profit to Average Assets | 1.93% | |||
| Overhead Efficiency Ratio | 58.09% | |||
| Return on Assets | 1.55% | |||
| Return on Equity | 12.67% | |||