| Weiss Ratings |
Peoples Bank
Clifton, TN |
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| Rating | ||||
| Asset Quality Index | 8.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.30 | |||
| Profitability Index | 9.10 | |||
| Stability Index | 3.70 | |||
| Company Info |
Peoples Bank
Clifton, TN |
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| FDIC Number | 9489 | |||
| Phone Number | (931) 676-3311 | |||
| Website | www.pbbanking.com | |||
| Asset Quality |
Peoples Bank
Clifton, TN |
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| 1-Year Asset Growth | 4.20% | |||
| 5-Year Asset Growth | 18.40% | |||
| 5-Year Charge-Offs to Average Loans | 0.18% | |||
| Charge-Offs to Average Loans | 0.31% | |||
| Non-Performing Assets to Assets | 0.32% | |||
| Non-Performing Loans to Capital | 2.23% | |||
| Non-Performing Loans to Loans | 0.42% | |||
| Balance Sheet |
Peoples Bank
Clifton, TN |
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| Total Assets | 399.58M | |||
| Total Deposits | 345.08M | |||
| Capital and Reserves |
Peoples Bank
Clifton, TN |
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| Capital | 49.22M | |||
| Leverage Ratio | 12.43 | |||
| Loan Loss Reserves to Loans | 1.03% | |||
| Risk-Based Capital Ratio | 17.34 | |||
| Liquidity |
Peoples Bank
Clifton, TN |
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| Hot Money Ratio | 49.90% | |||
| Liquidity Ratio | 16.93% | |||
| Profitability |
Peoples Bank
Clifton, TN |
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| 5-Year Return on Average Assets | 1.54% | |||
| Net Income | 3.39M | |||
| Net Interest Spread | 5.04% | |||
| Operating Profit to Average Assets | 2.10% | |||
| Overhead Efficiency Ratio | 55.33% | |||
| Return on Assets | 1.67% | |||
| Return on Equity | 14.17% | |||