| Weiss Ratings |
Peoples Bank
Clifton, TN |
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| Rating | ||||
| Asset Quality Index | 7.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.10 | |||
| Profitability Index | 8.20 | |||
| Stability Index | 3.70 | |||
| Company Info |
Peoples Bank
Clifton, TN |
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| FDIC Number | 9489 | |||
| Phone Number | (931) 676-3311 | |||
| Website | www.pbbanking.com | |||
| Asset Quality |
Peoples Bank
Clifton, TN |
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| 1-Year Asset Growth | 11.45% | |||
| 5-Year Asset Growth | 17.04% | |||
| 5-Year Charge-Offs to Average Loans | 0.18% | |||
| Charge-Offs to Average Loans | 0.27% | |||
| Non-Performing Assets to Assets | 0.32% | |||
| Non-Performing Loans to Capital | 2.39% | |||
| Non-Performing Loans to Loans | 0.39% | |||
| Balance Sheet |
Peoples Bank
Clifton, TN |
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| Total Assets | 445.34M | |||
| Total Deposits | 376.35M | |||
| Capital and Reserves |
Peoples Bank
Clifton, TN |
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| Capital | 54.15M | |||
| Leverage Ratio | 12.72 | |||
| Loan Loss Reserves to Loans | 0.92% | |||
| Risk-Based Capital Ratio | 15.26 | |||
| Liquidity |
Peoples Bank
Clifton, TN |
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| Hot Money Ratio | 51.02% | |||
| Liquidity Ratio | 11.31% | |||
| Profitability |
Peoples Bank
Clifton, TN |
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| 5-Year Return on Average Assets | 1.63% | |||
| Net Income | 3.13M | |||
| Net Interest Spread | 5.05% | |||
| Operating Profit to Average Assets | 1.84% | |||
| Overhead Efficiency Ratio | 56.55% | |||
| Return on Assets | 1.48% | |||
| Return on Equity | 11.83% | |||