B
Iowa State Bank
AlgonaIA
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Iowa State Bank
Algona, IA
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Rating B
Asset Quality Index 8.50
Capitalization Index 10.00
Liquidity Index 2.70
Profitability Index 4.00
Stability Index 5.20
Company Info Iowa State Bank
Algona, IA
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FDIC Number 950
Phone Number (515) 295-3595
Website www.bankisb.com
Asset Quality Iowa State Bank
Algona, IA
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1-Year Asset Growth 0.05%
5-Year Asset Growth 5.33%
5-Year Charge-Offs to Average Loans 0.10%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.24%
Non-Performing Loans to Capital 1.09%
Non-Performing Loans to Loans 0.21%
Balance Sheet Iowa State Bank
Algona, IA
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Total Assets 467.70M
Total Deposits 374.06M
Capital and Reserves Iowa State Bank
Algona, IA
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Capital 42.10M
Leverage Ratio 11.02
Loan Loss Reserves to Loans 1.35%
Risk-Based Capital Ratio 16.95
Liquidity Iowa State Bank
Algona, IA
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Hot Money Ratio 22.07%
Liquidity Ratio 6.78%
Profitability Iowa State Bank
Algona, IA
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5-Year Return on Average Assets 0.93%
Net Income 3.75M
Net Interest Spread 2.99%
Operating Profit to Average Assets 0.96%
Overhead Efficiency Ratio 67.43%
Return on Assets 0.78%
Return on Equity 9.76%