B
Iowa State Bank
AlgonaIA
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Iowa State Bank
Algona, IA
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Rating B
Asset Quality Index 7.70
Capitalization Index 9.90
Liquidity Index 2.90
Profitability Index 4.00
Stability Index 5.30
Company Info Iowa State Bank
Algona, IA
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FDIC Number 950
Phone Number (515) 295-3595
Website www.bankisb.com
Asset Quality Iowa State Bank
Algona, IA
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1-Year Asset Growth -2.14%
5-Year Asset Growth 8.75%
5-Year Charge-Offs to Average Loans 0.10%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.35%
Non-Performing Loans to Capital 1.52%
Non-Performing Loans to Loans 0.28%
Balance Sheet Iowa State Bank
Algona, IA
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Total Assets 472.02M
Total Deposits 351.23M
Capital and Reserves Iowa State Bank
Algona, IA
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Capital 40.56M
Leverage Ratio 10.95
Loan Loss Reserves to Loans 1.32%
Risk-Based Capital Ratio 16.64
Liquidity Iowa State Bank
Algona, IA
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Hot Money Ratio 19.78%
Liquidity Ratio 7.17%
Profitability Iowa State Bank
Algona, IA
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5-Year Return on Average Assets 0.93%
Net Income 2.85M
Net Interest Spread 2.95%
Operating Profit to Average Assets 0.97%
Overhead Efficiency Ratio 65.47%
Return on Assets 0.79%
Return on Equity 10.12%