Major Rating Factors:
Operating profits as a percentage of assets at 0.9%, coupled with a return on assets of 0.7 has resulted in Fair (3.6) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.3 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (9.8 on a scale of 0 to 10) based on a risk-based capital ratio of 14.1 and a capital leverage ratio of 10.9. A current level of 3.1 percent of nonperforming loans to core capital combined with 22.7 percent from a year earlier contributes to the Good asset quality (6.5).
Asset Mix:
Home mtgs (28%), comm re (25%), securities (10%), comm loans (6%), cash (3%), home eq lns (2%), consumer loans (1%), other (25%)
States with Branches:
WI
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Oakfield Bancorp., Inc.
Investment Rating
--
Address
103 South Main Street
Oakfield, WI 53065
Oakfield, WI 53065
Phone Number
(920) 583-3191
Year Founded
1901
FDIC Number
Website
Largest Affiliates
No affiliate information available.