Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (5.0 on a scale of 0 to 10). Operating profits as a percentage of assets at 1.0%, coupled with a return on assets of 0.8 has resulted in Fair (3.3) profitability.
Other Rating Factors:
Excellent current capitalization (9.7 on a scale of 0 to 10) based on a risk-based capital ratio of 14.7 and a capital leverage ratio of 10.8. A current level of 4.3 percent of nonperforming loans to core capital combined with 17.7 percent from a year earlier contributes to the Good asset quality (6.3).
Asset Mix:
Home mtgs (29%), comm re (24%), securities (9%), comm loans (6%), cash (5%), home eq lns (2%), consumer loans (1%), other (24%)
States with Branches:
WI
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Oakfield Bancorp., Inc.
Investment Rating
--
Address
103 South Main Street
Oakfield, WI 53065
Oakfield, WI 53065
Phone Number
(920) 583-3191
Year Founded
1901
FDIC Number
Website
Largest Affiliates
No affiliate information available.