B
The Pineries Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Pineries Bank
Stevens Point, WI
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Rating B
Asset Quality Index 9.20
Capitalization Index 9.60
Liquidity Index 3.10
Profitability Index 5.70
Stability Index 7.00
Company Info The Pineries Bank
Stevens Point, WI
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FDIC Number 9526
Phone Number (715) 341-5600
Website pineries.com
Asset Quality The Pineries Bank
Stevens Point, WI
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1-Year Asset Growth 5.77%
5-Year Asset Growth 7.25%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.05%
Non-Performing Loans to Capital 0.48%
Non-Performing Loans to Loans 0.09%
Balance Sheet The Pineries Bank
Stevens Point, WI
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Total Assets 146.93M
Total Deposits 128.89M
Capital and Reserves The Pineries Bank
Stevens Point, WI
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Capital 16.14M
Leverage Ratio 10.74
Loan Loss Reserves to Loans 0.68%
Risk-Based Capital Ratio 22.94
Liquidity The Pineries Bank
Stevens Point, WI
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Hot Money Ratio 20.60%
Liquidity Ratio 37.76%
Profitability The Pineries Bank
Stevens Point, WI
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5-Year Return on Average Assets 1.08%
Net Income 1.60M
Net Interest Spread 3.31%
Operating Profit to Average Assets 1.49%
Overhead Efficiency Ratio 55.80%
Return on Assets 1.49%
Return on Equity 13.74%