Bankers Trust Company
Major Rating Factors:
Operating profits as a percentage of assets at 1.2%, coupled with a return on assets of 1.0 has resulted in Fair (4.4) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.7 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (8.3 on a scale of 0 to 10) based on a risk-based capital ratio of 11.5 and a capital leverage ratio of 9.9. A current level of 0.2 percent of nonperforming loans to core capital combined with 1.1 percent from a year earlier contributes to the Excellent asset quality (7.3).
Asset Mix:
Comm re (36%), comm loans (19%), securities (15%), home mtgs (7%), cash (2%), home eq lns (1%), consumer loans (0%), other (20%)
States with Branches:
AZ, IA, NE
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
BTC Financial Corporation
Investment Rating
--
Address
453 Seventh Street
Des Moines, IA 50309
Des Moines, IA 50309
Phone Number
(515) 245-2919
Year Founded
1917
FDIC Number
Website
Largest Affiliates
No affiliate information available.