Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 12.5. Operating profits as a percentage of assets at 3.4%, coupled with a return on assets of 2.7 has resulted in Excellent (7.8) profitability.
Other Rating Factors:
A current level of 5.5 percent of nonperforming loans to core capital combined with 6.6 percent from a year earlier contributes to the Excellent asset quality (7.6). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.7 on a scale of 0 to 10).
Asset Mix:
Securities (41%), home mtgs (20%), cash (11%), comm re (8%), comm loans (5%), consumer loans (2%), other (14%)
States with Branches:
IA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Glenwood Bancorporation
Investment Rating
--
Address
32 North Walnut Street
Glenwood, IA 51534
Glenwood, IA 51534
Phone Number
(712) 527-3157
Year Founded
1899
FDIC Number
Website
Largest Affiliates
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