B
Glenwood State Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Glenwood State Bank
Glenwood, IA
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Rating B
Asset Quality Index 7.40
Capitalization Index 10.00
Liquidity Index 4.60
Profitability Index 6.30
Stability Index 6.10
Company Info Glenwood State Bank
Glenwood, IA
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FDIC Number 956
Phone Number (712) 527-3157
Website www.glenwoodstatebank.com
Asset Quality Glenwood State Bank
Glenwood, IA
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1-Year Asset Growth 2.33%
5-Year Asset Growth 7.96%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 1.30%
Non-Performing Assets to Assets 0.32%
Non-Performing Loans to Capital 2.74%
Non-Performing Loans to Loans 0.68%
Balance Sheet Glenwood State Bank
Glenwood, IA
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Total Assets 329.03M
Total Deposits 289.25M
Capital and Reserves Glenwood State Bank
Glenwood, IA
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Capital 38.18M
Leverage Ratio 11.85
Loan Loss Reserves to Loans 1.15%
Risk-Based Capital Ratio --
Liquidity Glenwood State Bank
Glenwood, IA
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Hot Money Ratio 11.73%
Liquidity Ratio 51.85%
Profitability Glenwood State Bank
Glenwood, IA
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5-Year Return on Average Assets 0.73%
Net Income 2.71M
Net Interest Spread 3.76%
Operating Profit to Average Assets 1.54%
Overhead Efficiency Ratio 45.89%
Return on Assets 1.12%
Return on Equity 9.89%