B
United Bank of Iowa
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings United Bank of Iowa
Ida Grove, IA
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Rating B
Asset Quality Index 7.20
Capitalization Index 8.70
Liquidity Index 3.80
Profitability Index 4.40
Stability Index 7.90
Company Info United Bank of Iowa
Ida Grove, IA
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FDIC Number 958
Phone Number (712) 364-3393
Website www.unitedbk.bank
Asset Quality United Bank of Iowa
Ida Grove, IA
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1-Year Asset Growth 1.30%
5-Year Asset Growth 7.63%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.15%
Non-Performing Loans to Capital 1.31%
Non-Performing Loans to Loans 0.27%
Balance Sheet United Bank of Iowa
Ida Grove, IA
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Total Assets 2.48B
Total Deposits 1.94B
Capital and Reserves United Bank of Iowa
Ida Grove, IA
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Capital 217.35M
Leverage Ratio 10.14
Loan Loss Reserves to Loans 1.38%
Risk-Based Capital Ratio --
Liquidity United Bank of Iowa
Ida Grove, IA
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Hot Money Ratio 35.26%
Liquidity Ratio 30.10%
Profitability United Bank of Iowa
Ida Grove, IA
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5-Year Return on Average Assets 1.23%
Net Income 19.49M
Net Interest Spread 2.53%
Operating Profit to Average Assets 1.07%
Overhead Efficiency Ratio 61.36%
Return on Assets 1.03%
Return on Equity 12.84%