Local Bank
| Weiss Ratings |
Local Bank
Tuscaloosa, AL |
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| Rating | ||||
| Asset Quality Index | 5.60 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.50 | |||
| Profitability Index | 0.60 | |||
| Stability Index | 5.30 | |||
| Company Info |
Local Bank
Tuscaloosa, AL |
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| FDIC Number | 9614 | |||
| Phone Number | (844) 226-5525 | |||
| Website | www.mylocal.bank | |||
| Asset Quality |
Local Bank
Tuscaloosa, AL |
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| 1-Year Asset Growth | 40.20% | |||
| 5-Year Asset Growth | 108.67% | |||
| 5-Year Charge-Offs to Average Loans | 0.51% | |||
| Charge-Offs to Average Loans | -0.02% | |||
| Non-Performing Assets to Assets | 0.39% | |||
| Non-Performing Loans to Capital | 8.69% | |||
| Non-Performing Loans to Loans | 0.30% | |||
| Balance Sheet |
Local Bank
Tuscaloosa, AL |
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| Total Assets | 109.70M | |||
| Total Deposits | 84.75M | |||
| Capital and Reserves |
Local Bank
Tuscaloosa, AL |
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| Capital | 17.89M | |||
| Leverage Ratio | 14.48 | |||
| Loan Loss Reserves to Loans | 0.90% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Local Bank
Tuscaloosa, AL |
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| Hot Money Ratio | 32.16% | |||
| Liquidity Ratio | 23.64% | |||
| Profitability |
Local Bank
Tuscaloosa, AL |
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| 5-Year Return on Average Assets | -1.10% | |||
| Net Income | -80.00K | |||
| Net Interest Spread | 4.55% | |||
| Operating Profit to Average Assets | -0.30% | |||
| Overhead Efficiency Ratio | 100.73% | |||
| Return on Assets | -0.09% | |||
| Return on Equity | -0.49% | |||