Local Bank
| Weiss Ratings |
Local Bank
Tuscaloosa, AL |
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| Rating | ||||
| Asset Quality Index | 7.20 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.20 | |||
| Profitability Index | 0.50 | |||
| Stability Index | 5.00 | |||
| Company Info |
Local Bank
Tuscaloosa, AL |
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| FDIC Number | 9614 | |||
| Phone Number | (205) 894-8886 | |||
| Website | www.mylocal.bank | |||
| Asset Quality |
Local Bank
Tuscaloosa, AL |
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| 1-Year Asset Growth | 56.57% | |||
| 5-Year Asset Growth | 84.83% | |||
| 5-Year Charge-Offs to Average Loans | 0.51% | |||
| Charge-Offs to Average Loans | -0.03% | |||
| Non-Performing Assets to Assets | 0.36% | |||
| Non-Performing Loans to Capital | 0.82% | |||
| Non-Performing Loans to Loans | 0.22% | |||
| Balance Sheet |
Local Bank
Tuscaloosa, AL |
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| Total Assets | 94.59M | |||
| Total Deposits | 74.93M | |||
| Capital and Reserves |
Local Bank
Tuscaloosa, AL |
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| Capital | 15.00M | |||
| Leverage Ratio | 16.19 | |||
| Loan Loss Reserves to Loans | 0.83% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Local Bank
Tuscaloosa, AL |
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| Hot Money Ratio | 35.19% | |||
| Liquidity Ratio | 18.98% | |||
| Profitability |
Local Bank
Tuscaloosa, AL |
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| 5-Year Return on Average Assets | -1.10% | |||
| Net Income | -43.00K | |||
| Net Interest Spread | 4.92% | |||
| Operating Profit to Average Assets | -0.14% | |||
| Overhead Efficiency Ratio | 99.59% | |||
| Return on Assets | -0.10% | |||
| Return on Equity | -0.58% | |||