Local Bank
| Weiss Ratings |
Local Bank
Tuscaloosa, AL |
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| Rating | ||||
| Asset Quality Index | 5.40 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.20 | |||
| Profitability Index | 0.00 | |||
| Stability Index | 5.40 | |||
| Company Info |
Local Bank
Tuscaloosa, AL |
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| FDIC Number | 9614 | |||
| Phone Number | (844) 226-5525 | |||
| Website | www.mylocal.bank | |||
| Asset Quality |
Local Bank
Tuscaloosa, AL |
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| 1-Year Asset Growth | 17.67% | |||
| 5-Year Asset Growth | 108.67% | |||
| 5-Year Charge-Offs to Average Loans | 0.38% | |||
| Charge-Offs to Average Loans | 0.48% | |||
| Non-Performing Assets to Assets | 1.30% | |||
| Non-Performing Loans to Capital | 7.91% | |||
| Non-Performing Loans to Loans | 1.46% | |||
| Balance Sheet |
Local Bank
Tuscaloosa, AL |
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| Total Assets | 111.30M | |||
| Total Deposits | 87.46M | |||
| Capital and Reserves |
Local Bank
Tuscaloosa, AL |
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| Capital | 17.07M | |||
| Leverage Ratio | 14.29 | |||
| Loan Loss Reserves to Loans | 0.90% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Local Bank
Tuscaloosa, AL |
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| Hot Money Ratio | 30.48% | |||
| Liquidity Ratio | 19.08% | |||
| Profitability |
Local Bank
Tuscaloosa, AL |
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| 5-Year Return on Average Assets | -1.28% | |||
| Net Income | -802.00K | |||
| Net Interest Spread | 4.22% | |||
| Operating Profit to Average Assets | -1.71% | |||
| Overhead Efficiency Ratio | 111.08% | |||
| Return on Assets | -1.52% | |||
| Return on Equity | -9.23% | |||