B
Sweet Water State Bank
Rating Date
June 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Sweet Water State Bank
Sweet Water, AL
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Rating B
Asset Quality Index 7.60
Capitalization Index 8.40
Liquidity Index 3.20
Profitability Index 8.60
Stability Index 4.60
Company Info Sweet Water State Bank
Sweet Water, AL
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FDIC Number 9615
Phone Number (334) 994-4113
Website www.sweetwaterstbk.com
Asset Quality Sweet Water State Bank
Sweet Water, AL
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1-Year Asset Growth 13.10%
5-Year Asset Growth 8.99%
5-Year Charge-Offs to Average Loans 0.63%
Charge-Offs to Average Loans 0.17%
Non-Performing Assets to Assets 0.17%
Non-Performing Loans to Capital 1.56%
Non-Performing Loans to Loans 0.27%
Balance Sheet Sweet Water State Bank
Sweet Water, AL
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Total Assets 141.73M
Total Deposits 127.84M
Capital and Reserves Sweet Water State Bank
Sweet Water, AL
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Capital 11.46M
Leverage Ratio 9.92
Loan Loss Reserves to Loans 1.43%
Risk-Based Capital Ratio --
Liquidity Sweet Water State Bank
Sweet Water, AL
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Hot Money Ratio 32.55%
Liquidity Ratio 27.97%
Profitability Sweet Water State Bank
Sweet Water, AL
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5-Year Return on Average Assets 1.13%
Net Income 754.00K
Net Interest Spread 5.95%
Operating Profit to Average Assets 2.15%
Overhead Efficiency Ratio 57.62%
Return on Assets 2.15%
Return on Equity 25.61%