B
The Home Trust & Savings Bank
OsageIA
Rating Date
June 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Home Trust & Savings Bank
Osage, IA
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Rating B
Asset Quality Index 7.40
Capitalization Index 9.50
Liquidity Index 2.10
Profitability Index 4.30
Stability Index 5.80
Company Info The Home Trust & Savings Bank
Osage, IA
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FDIC Number 963
Phone Number (641) 732-3763
Website www.hometrustbank.com
Asset Quality The Home Trust & Savings Bank
Osage, IA
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1-Year Asset Growth 1.25%
5-Year Asset Growth 2.70%
5-Year Charge-Offs to Average Loans -0.01%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 0.19%
Non-Performing Loans to Capital 2.29%
Non-Performing Loans to Loans 0.08%
Balance Sheet The Home Trust & Savings Bank
Osage, IA
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Total Assets 294.81M
Total Deposits 261.22M
Capital and Reserves The Home Trust & Savings Bank
Osage, IA
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Capital 27.36M
Leverage Ratio 10.66
Loan Loss Reserves to Loans 1.21%
Risk-Based Capital Ratio 15.95
Liquidity The Home Trust & Savings Bank
Osage, IA
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Hot Money Ratio 23.92%
Liquidity Ratio 18.51%
Profitability The Home Trust & Savings Bank
Osage, IA
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5-Year Return on Average Assets 0.97%
Net Income 890.00K
Net Interest Spread 2.66%
Operating Profit to Average Assets 1.26%
Overhead Efficiency Ratio 44.75%
Return on Assets 1.21%
Return on Equity 13.08%