B
The Home Trust & Savings Bank
OsageIA
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Home Trust & Savings Bank
Osage, IA
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Rating B
Asset Quality Index 6.00
Capitalization Index 8.80
Liquidity Index 2.50
Profitability Index 3.50
Stability Index 5.40
Company Info The Home Trust & Savings Bank
Osage, IA
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FDIC Number 963
Phone Number (641) 732-3763
Website www.hometrustbank.com
Asset Quality The Home Trust & Savings Bank
Osage, IA
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1-Year Asset Growth 1.87%
5-Year Asset Growth 4.36%
5-Year Charge-Offs to Average Loans -0.01%
Charge-Offs to Average Loans -0.07%
Non-Performing Assets to Assets 0.09%
Non-Performing Loans to Capital 4.74%
Non-Performing Loans to Loans 0.13%
Balance Sheet The Home Trust & Savings Bank
Osage, IA
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Total Assets 291.18M
Total Deposits 249.86M
Capital and Reserves The Home Trust & Savings Bank
Osage, IA
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Capital 24.19M
Leverage Ratio 10.19
Loan Loss Reserves to Loans 1.17%
Risk-Based Capital Ratio 15.37
Liquidity The Home Trust & Savings Bank
Osage, IA
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Hot Money Ratio 22.64%
Liquidity Ratio 18.13%
Profitability The Home Trust & Savings Bank
Osage, IA
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5-Year Return on Average Assets 1.03%
Net Income 692.00K
Net Interest Spread 2.18%
Operating Profit to Average Assets 0.97%
Overhead Efficiency Ratio 49.16%
Return on Assets 0.93%
Return on Equity 11.79%