B
The Home Trust & Savings Bank
Osage,  IA
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Home Trust & Savings Bank
Osage, IA
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Rating B
Asset Quality Index 6.60
Capitalization Index 9.80
Liquidity Index 1.80
Profitability Index 4.80
Stability Index 6.00
Company Info The Home Trust & Savings Bank
Osage, IA
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FDIC Number 963
Phone Number (641) 732-3763
Website www.hometrustbank.com
Asset Quality The Home Trust & Savings Bank
Osage, IA
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1-Year Asset Growth 0.88%
5-Year Asset Growth 2.70%
5-Year Charge-Offs to Average Loans -0.01%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.20%
Non-Performing Loans to Capital 4.89%
Non-Performing Loans to Loans 0.08%
Balance Sheet The Home Trust & Savings Bank
Osage, IA
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Total Assets 287.72M
Total Deposits 252.93M
Capital and Reserves The Home Trust & Savings Bank
Osage, IA
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Capital 28.36M
Leverage Ratio 10.83
Loan Loss Reserves to Loans 1.21%
Risk-Based Capital Ratio 16.33
Liquidity The Home Trust & Savings Bank
Osage, IA
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Hot Money Ratio 24.30%
Liquidity Ratio 17.00%
Profitability The Home Trust & Savings Bank
Osage, IA
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5-Year Return on Average Assets 0.97%
Net Income 1.93M
Net Interest Spread 2.72%
Operating Profit to Average Assets 1.36%
Overhead Efficiency Ratio 45.32%
Return on Assets 1.31%
Return on Equity 14.05%