B
Citizens Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Citizens Bank
Mooresville, IN
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Rating B
Asset Quality Index 7.70
Capitalization Index 8.20
Liquidity Index 2.80
Profitability Index 4.80
Stability Index 6.60
Company Info Citizens Bank
Mooresville, IN
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FDIC Number 9647
Phone Number (317) 831-0110
Website www.citizens-banking.com
Asset Quality Citizens Bank
Mooresville, IN
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1-Year Asset Growth 8.51%
5-Year Asset Growth 6.44%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.06%
Non-Performing Loans to Capital 0.13%
Non-Performing Loans to Loans 0.10%
Balance Sheet Citizens Bank
Mooresville, IN
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Total Assets 698.20M
Total Deposits 632.02M
Capital and Reserves Citizens Bank
Mooresville, IN
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Capital 64.05M
Leverage Ratio 9.77
Loan Loss Reserves to Loans 1.28%
Risk-Based Capital Ratio 14.16
Liquidity Citizens Bank
Mooresville, IN
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Hot Money Ratio 12.33%
Liquidity Ratio 12.03%
Profitability Citizens Bank
Mooresville, IN
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5-Year Return on Average Assets 0.79%
Net Income 5.12M
Net Interest Spread 3.51%
Operating Profit to Average Assets 1.19%
Overhead Efficiency Ratio 69.25%
Return on Assets 1.02%
Return on Equity 11.44%