B
State Bank of Downs
DownsKS
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings State Bank of Downs
Downs, KS
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Rating B
Asset Quality Index 7.10
Capitalization Index 10.00
Liquidity Index 3.10
Profitability Index 7.50
Stability Index 6.30
Company Info State Bank of Downs
Downs, KS
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FDIC Number 9659
Phone Number (785) 454-3323
Website www.statebankofdowns.com
Asset Quality State Bank of Downs
Downs, KS
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1-Year Asset Growth 4.91%
5-Year Asset Growth 8.72%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.12%
Non-Performing Assets to Assets 1.26%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 1.95%
Balance Sheet State Bank of Downs
Downs, KS
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Total Assets 140.83M
Total Deposits 119.97M
Capital and Reserves State Bank of Downs
Downs, KS
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Capital 19.36M
Leverage Ratio 13.47
Loan Loss Reserves to Loans 1.16%
Risk-Based Capital Ratio --
Liquidity State Bank of Downs
Downs, KS
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Hot Money Ratio 15.48%
Liquidity Ratio 33.17%
Profitability State Bank of Downs
Downs, KS
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5-Year Return on Average Assets 1.68%
Net Income 1.87M
Net Interest Spread 3.73%
Operating Profit to Average Assets 1.77%
Overhead Efficiency Ratio 51.59%
Return on Assets 1.72%
Return on Equity 13.20%