B
State Bank of Downs
DownsKS
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings State Bank of Downs
Downs, KS
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 6.30
Capitalization Index 10.00
Liquidity Index 3.50
Profitability Index 7.00
Stability Index 9.30
Company Info State Bank of Downs
Downs, KS
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 9659
Phone Number (785) 454-3323
Website www.statebankofdowns.com
Asset Quality State Bank of Downs
Downs, KS
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 1.82%
5-Year Asset Growth 5.00%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.09%
Non-Performing Assets to Assets 1.25%
Non-Performing Loans to Capital 4.34%
Non-Performing Loans to Loans 2.06%
Balance Sheet State Bank of Downs
Downs, KS
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 140.34M
Total Deposits 119.64M
Capital and Reserves State Bank of Downs
Downs, KS
Click to
Compare
Click to
Compare
Click to
Compare
Capital 19.27M
Leverage Ratio 13.13
Loan Loss Reserves to Loans 1.24%
Risk-Based Capital Ratio --
Liquidity State Bank of Downs
Downs, KS
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 12.88%
Liquidity Ratio 37.49%
Profitability State Bank of Downs
Downs, KS
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.68%
Net Income 2.25M
Net Interest Spread 3.68%
Operating Profit to Average Assets 1.60%
Overhead Efficiency Ratio 55.36%
Return on Assets 1.55%
Return on Equity 11.85%