C
The Bank of Holyrood
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Bank of Holyrood
Holyrood, KS
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Rating C
Asset Quality Index 5.90
Capitalization Index 10.00
Liquidity Index 2.10
Profitability Index 2.60
Stability Index 7.10
Company Info The Bank of Holyrood
Holyrood, KS
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FDIC Number 9661
Phone Number (785) 252-3239
Website www.bankofholyrood.com
Asset Quality The Bank of Holyrood
Holyrood, KS
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1-Year Asset Growth -0.74%
5-Year Asset Growth 0.26%
5-Year Charge-Offs to Average Loans 0.70%
Charge-Offs to Average Loans 0.77%
Non-Performing Assets to Assets 2.08%
Non-Performing Loans to Capital 7.98%
Non-Performing Loans to Loans 2.36%
Balance Sheet The Bank of Holyrood
Holyrood, KS
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Total Assets 64.66M
Total Deposits 53.91M
Capital and Reserves The Bank of Holyrood
Holyrood, KS
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Capital 10.52M
Leverage Ratio 17.24
Loan Loss Reserves to Loans 1.72%
Risk-Based Capital Ratio 28.05
Liquidity The Bank of Holyrood
Holyrood, KS
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Hot Money Ratio 28.56%
Liquidity Ratio 27.30%
Profitability The Bank of Holyrood
Holyrood, KS
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5-Year Return on Average Assets 1.18%
Net Income 549.00K
Net Interest Spread 3.72%
Operating Profit to Average Assets 1.14%
Overhead Efficiency Ratio 54.65%
Return on Assets 1.10%
Return on Equity 7.27%