C
Owingsville Banking Company
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Owingsville Banking Company
Owingsville, KY
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Rating C
Asset Quality Index 6.50
Capitalization Index 8.10
Liquidity Index 1.50
Profitability Index 4.80
Stability Index 4.00
Company Info Owingsville Banking Company
Owingsville, KY
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FDIC Number 9672
Phone Number (606) 674-6317
Website www.bankobc.com
Asset Quality Owingsville Banking Company
Owingsville, KY
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1-Year Asset Growth 5.79%
5-Year Asset Growth 6.72%
5-Year Charge-Offs to Average Loans 0.12%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 0.24%
Non-Performing Loans to Capital 3.62%
Non-Performing Loans to Loans 0.31%
Balance Sheet Owingsville Banking Company
Owingsville, KY
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Total Assets 99.53M
Total Deposits 87.00M
Capital and Reserves Owingsville Banking Company
Owingsville, KY
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Capital 8.58M
Leverage Ratio 9.73
Loan Loss Reserves to Loans 1.17%
Risk-Based Capital Ratio --
Liquidity Owingsville Banking Company
Owingsville, KY
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Hot Money Ratio 25.70%
Liquidity Ratio 12.40%
Profitability Owingsville Banking Company
Owingsville, KY
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5-Year Return on Average Assets 0.67%
Net Income 720.00K
Net Interest Spread 4.45%
Operating Profit to Average Assets 1.30%
Overhead Efficiency Ratio 70.66%
Return on Assets 0.99%
Return on Equity 12.02%