C
Owingsville Banking Company
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Owingsville Banking Company
Owingsville, KY
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 6.30
Capitalization Index 8.10
Liquidity Index 1.50
Profitability Index 4.70
Stability Index 4.50
Company Info Owingsville Banking Company
Owingsville, KY
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 9672
Phone Number (606) 674-6317
Website www.bankobc.com
Asset Quality Owingsville Banking Company
Owingsville, KY
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 7.57%
5-Year Asset Growth 6.34%
5-Year Charge-Offs to Average Loans 0.12%
Charge-Offs to Average Loans 0.09%
Non-Performing Assets to Assets 0.17%
Non-Performing Loans to Capital 4.55%
Non-Performing Loans to Loans 0.22%
Balance Sheet Owingsville Banking Company
Owingsville, KY
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 100.73M
Total Deposits 88.23M
Capital and Reserves Owingsville Banking Company
Owingsville, KY
Click to
Compare
Click to
Compare
Click to
Compare
Capital 8.70M
Leverage Ratio 9.74
Loan Loss Reserves to Loans 1.11%
Risk-Based Capital Ratio --
Liquidity Owingsville Banking Company
Owingsville, KY
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 26.11%
Liquidity Ratio 10.02%
Profitability Owingsville Banking Company
Owingsville, KY
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.67%
Net Income 942.00K
Net Interest Spread 4.47%
Operating Profit to Average Assets 1.25%
Overhead Efficiency Ratio 71.67%
Return on Assets 0.96%
Return on Equity 11.56%