| Weiss Ratings |
Oxford Bank
Oxford, MI |
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| Rating | ||||
| Asset Quality Index | 3.40 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.00 | |||
| Profitability Index | 5.90 | |||
| Stability Index | 8.40 | |||
| Company Info |
Oxford Bank
Oxford, MI |
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| FDIC Number | 9719 | |||
| Phone Number | (248) 628-2533 | |||
| Website | www.oxfordbank.com | |||
| Asset Quality |
Oxford Bank
Oxford, MI |
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| 1-Year Asset Growth | -0.64% | |||
| 5-Year Asset Growth | 12.12% | |||
| 5-Year Charge-Offs to Average Loans | 0.05% | |||
| Charge-Offs to Average Loans | 0.13% | |||
| Non-Performing Assets to Assets | 1.51% | |||
| Non-Performing Loans to Capital | 10.57% | |||
| Non-Performing Loans to Loans | 2.00% | |||
| Balance Sheet |
Oxford Bank
Oxford, MI |
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| Total Assets | 811.43M | |||
| Total Deposits | 699.08M | |||
| Capital and Reserves |
Oxford Bank
Oxford, MI |
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| Capital | 99.82M | |||
| Leverage Ratio | 11.28 | |||
| Loan Loss Reserves to Loans | 1.40% | |||
| Risk-Based Capital Ratio | 15.19 | |||
| Liquidity |
Oxford Bank
Oxford, MI |
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| Hot Money Ratio | 7.21% | |||
| Liquidity Ratio | 16.00% | |||
| Profitability |
Oxford Bank
Oxford, MI |
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| 5-Year Return on Average Assets | 1.29% | |||
| Net Income | 10.58M | |||
| Net Interest Spread | 4.88% | |||
| Operating Profit to Average Assets | 1.64% | |||
| Overhead Efficiency Ratio | 64.26% | |||
| Return on Assets | 1.32% | |||
| Return on Equity | 11.92% | |||