| Weiss Ratings |
Oxford Bank
Oxford, MI |
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| Rating | ||||
| Asset Quality Index | 4.20 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 1.20 | |||
| Profitability Index | 4.40 | |||
| Stability Index | 8.30 | |||
| Company Info |
Oxford Bank
Oxford, MI |
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| FDIC Number | 9719 | |||
| Phone Number | (248) 628-2533 | |||
| Website | www.oxfordbank.com | |||
| Asset Quality |
Oxford Bank
Oxford, MI |
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| 1-Year Asset Growth | 8.26% | |||
| 5-Year Asset Growth | 11.20% | |||
| 5-Year Charge-Offs to Average Loans | 0.16% | |||
| Charge-Offs to Average Loans | -0.06% | |||
| Non-Performing Assets to Assets | 2.48% | |||
| Non-Performing Loans to Capital | 12.43% | |||
| Non-Performing Loans to Loans | 2.54% | |||
| Balance Sheet |
Oxford Bank
Oxford, MI |
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| Total Assets | 930.52M | |||
| Total Deposits | 782.58M | |||
| Capital and Reserves |
Oxford Bank
Oxford, MI |
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| Capital | 114.69M | |||
| Leverage Ratio | 11.93 | |||
| Loan Loss Reserves to Loans | 1.34% | |||
| Risk-Based Capital Ratio | 14.39 | |||
| Liquidity |
Oxford Bank
Oxford, MI |
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| Hot Money Ratio | 14.85% | |||
| Liquidity Ratio | 16.16% | |||
| Profitability |
Oxford Bank
Oxford, MI |
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| 5-Year Return on Average Assets | 1.35% | |||
| Net Income | 4.46M | |||
| Net Interest Spread | 4.97% | |||
| Operating Profit to Average Assets | 1.33% | |||
| Overhead Efficiency Ratio | 71.64% | |||
| Return on Assets | 1.06% | |||
| Return on Equity | 8.96% | |||