| Weiss Ratings |
Oxford Bank
Oxford, MI |
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| Rating | ||||
| Asset Quality Index | 4.50 | |||
| Capitalization Index | 9.30 | |||
| Liquidity Index | 3.80 | |||
| Profitability Index | 7.20 | |||
| Stability Index | 8.60 | |||
| Company Info |
Oxford Bank
Oxford, MI |
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| FDIC Number | 9719 | |||
| Phone Number | (248) 628-2533 | |||
| Website | www.oxfordbank.com | |||
| Asset Quality |
Oxford Bank
Oxford, MI |
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| 1-Year Asset Growth | 34.20% | |||
| 5-Year Asset Growth | 11.20% | |||
| 5-Year Charge-Offs to Average Loans | 0.08% | |||
| Charge-Offs to Average Loans | 0.42% | |||
| Non-Performing Assets to Assets | 1.86% | |||
| Non-Performing Loans to Capital | 12.11% | |||
| Non-Performing Loans to Loans | 2.67% | |||
| Balance Sheet |
Oxford Bank
Oxford, MI |
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| Total Assets | 1.09B | |||
| Total Deposits | 965.15M | |||
| Capital and Reserves |
Oxford Bank
Oxford, MI |
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| Capital | 111.83M | |||
| Leverage Ratio | 10.54 | |||
| Loan Loss Reserves to Loans | 1.22% | |||
| Risk-Based Capital Ratio | 15.06 | |||
| Liquidity |
Oxford Bank
Oxford, MI |
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| Hot Money Ratio | 5.88% | |||
| Liquidity Ratio | 35.55% | |||
| Profitability |
Oxford Bank
Oxford, MI |
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| 5-Year Return on Average Assets | 1.30% | |||
| Net Income | 11.36M | |||
| Net Interest Spread | 5.23% | |||
| Operating Profit to Average Assets | 1.70% | |||
| Overhead Efficiency Ratio | 64.94% | |||
| Return on Assets | 1.41% | |||
| Return on Equity | 11.82% | |||