D
Midwest Bank
Rating Date
October 2025
Risk Based
Capital Ratio
11.89
Leverage
Ratio
10.26
Return On
Assets
2.07%
Total
Assets
839.37M
Capital
83.07M
Total
Deposits
710.13M
Net
Income
8.34M
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Weiss Ratings Midwest Bank
Detroit Lakes, MN 		Click to
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Rating D
Asset Quality Index 8.30
Capitalization Index 8.90
Liquidity Index 0.20
Profitability Index 9.20
Stability Index 3.70
Company Info Midwest Bank
Detroit Lakes, MN 		Click to
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FDIC Number 9737
Phone Number (218) 847-4771
Website www.midwestbank.net
Asset Quality Midwest Bank
Detroit Lakes, MN 		Click to
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1-Year Asset Growth 8.86%
5-Year Asset Growth 10.81%
5-Year Charge-Offs to Average Loans 0.09%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.02%
Non-Performing Loans to Capital 0.21%
Non-Performing Loans to Loans 0.02%
Balance Sheet Midwest Bank
Detroit Lakes, MN 		Click to
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Total Assets 839.37M
Total Deposits 710.13M
Capital and Reserves Midwest Bank
Detroit Lakes, MN 		Click to
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Capital 83.07M
Leverage Ratio 10.26
Loan Loss Reserves to Loans 0.84%
Risk-Based Capital Ratio 11.89
Liquidity Midwest Bank
Detroit Lakes, MN 		Click to
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Hot Money Ratio 18.36%
Liquidity Ratio 8.60%
Profitability Midwest Bank
Detroit Lakes, MN 		Click to
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5-Year Return on Average Assets 2.06%
Net Income 8.34M
Net Interest Spread 4.03%
Operating Profit to Average Assets 2.07%
Overhead Efficiency Ratio 48.48%
Return on Assets 2.07%
Return on Equity 20.16%