Home State Bank
| Weiss Ratings |
Home State Bank
Litchfield, MN |
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| Rating | ||||
| Asset Quality Index | 8.80 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.50 | |||
| Profitability Index | 4.70 | |||
| Stability Index | 3.80 | |||
| Company Info |
Home State Bank
Litchfield, MN |
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| FDIC Number | 9745 | |||
| Phone Number | (320) 593-2001 | |||
| Website | www.hsbofmn.com | |||
| Asset Quality |
Home State Bank
Litchfield, MN |
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| 1-Year Asset Growth | 4.44% | |||
| 5-Year Asset Growth | 2.74% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | 0.11% | |||
| Non-Performing Assets to Assets | 0.05% | |||
| Non-Performing Loans to Capital | 0.35% | |||
| Non-Performing Loans to Loans | 0.08% | |||
| Balance Sheet |
Home State Bank
Litchfield, MN |
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| Total Assets | 218.89M | |||
| Total Deposits | 194.31M | |||
| Capital and Reserves |
Home State Bank
Litchfield, MN |
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| Capital | 17.29M | |||
| Leverage Ratio | 11.81 | |||
| Loan Loss Reserves to Loans | 1.14% | |||
| Risk-Based Capital Ratio | 16.71 | |||
| Liquidity |
Home State Bank
Litchfield, MN |
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| Hot Money Ratio | 12.16% | |||
| Liquidity Ratio | 29.01% | |||
| Profitability |
Home State Bank
Litchfield, MN |
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| 5-Year Return on Average Assets | 1.00% | |||
| Net Income | 1.28M | |||
| Net Interest Spread | 3.85% | |||
| Operating Profit to Average Assets | 1.13% | |||
| Overhead Efficiency Ratio | 70.52% | |||
| Return on Assets | 1.13% | |||
| Return on Equity | 15.52% | |||