| Weiss Ratings |
Vergas State Bank
Vergas, MN |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 8.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.80 | |||
| Profitability Index | 5.10 | |||
| Stability Index | 7.30 | |||
| Company Info |
Vergas State Bank
Vergas, MN |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 9747 | |||
| Phone Number | (218) 342-2481 | |||
| Website | www.vergasstatebank.com | |||
| Asset Quality |
Vergas State Bank
Vergas, MN |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 1.86% | |||
| 5-Year Asset Growth | 1.61% | |||
| 5-Year Charge-Offs to Average Loans | -0.02% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.00% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
Vergas State Bank
Vergas, MN |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 55.74M | |||
| Total Deposits | 47.35M | |||
| Capital and Reserves |
Vergas State Bank
Vergas, MN |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 8.25M | |||
| Leverage Ratio | 15.22 | |||
| Loan Loss Reserves to Loans | 1.39% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Vergas State Bank
Vergas, MN |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 21.12% | |||
| Liquidity Ratio | 53.28% | |||
| Profitability |
Vergas State Bank
Vergas, MN |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.34% | |||
| Net Income | 326.00K | |||
| Net Interest Spread | 3.75% | |||
| Operating Profit to Average Assets | 1.44% | |||
| Overhead Efficiency Ratio | 61.68% | |||
| Return on Assets | 1.19% | |||
| Return on Equity | 8.14% | |||