| Weiss Ratings |
Vergas State Bank
Vergas, MN |
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| Rating | ||||
| Asset Quality Index | 8.60 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.50 | |||
| Profitability Index | 6.40 | |||
| Stability Index | 6.30 | |||
| Company Info |
Vergas State Bank
Vergas, MN |
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| FDIC Number | 9747 | |||
| Phone Number | (218) 342-2481 | |||
| Website | www.vergasstatebank.com | |||
| Asset Quality |
Vergas State Bank
Vergas, MN |
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| 1-Year Asset Growth | 8.85% | |||
| 5-Year Asset Growth | 2.80% | |||
| 5-Year Charge-Offs to Average Loans | 0.02% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.09% | |||
| Non-Performing Loans to Capital | 0.60% | |||
| Non-Performing Loans to Loans | 0.16% | |||
| Balance Sheet |
Vergas State Bank
Vergas, MN |
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| Total Assets | 60.67M | |||
| Total Deposits | 51.50M | |||
| Capital and Reserves |
Vergas State Bank
Vergas, MN |
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| Capital | 8.94M | |||
| Leverage Ratio | 15.27 | |||
| Loan Loss Reserves to Loans | 1.21% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Vergas State Bank
Vergas, MN |
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| Hot Money Ratio | 23.47% | |||
| Liquidity Ratio | 46.52% | |||
| Profitability |
Vergas State Bank
Vergas, MN |
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| 5-Year Return on Average Assets | 0.52% | |||
| Net Income | 409.00K | |||
| Net Interest Spread | 4.35% | |||
| Operating Profit to Average Assets | 1.88% | |||
| Overhead Efficiency Ratio | 56.59% | |||
| Return on Assets | 1.39% | |||
| Return on Equity | 9.37% | |||