| Weiss Ratings |
Vergas State Bank
Vergas, MN |
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| Rating | ||||
| Asset Quality Index | 8.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.40 | |||
| Profitability Index | 5.20 | |||
| Stability Index | 7.30 | |||
| Company Info |
Vergas State Bank
Vergas, MN |
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| FDIC Number | 9747 | |||
| Phone Number | (218) 342-2481 | |||
| Website | www.vergasstatebank.com | |||
| Asset Quality |
Vergas State Bank
Vergas, MN |
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| 1-Year Asset Growth | 6.69% | |||
| 5-Year Asset Growth | 2.80% | |||
| 5-Year Charge-Offs to Average Loans | -0.02% | |||
| Charge-Offs to Average Loans | 0.18% | |||
| Non-Performing Assets to Assets | 0.10% | |||
| Non-Performing Loans to Capital | 0.62% | |||
| Non-Performing Loans to Loans | 0.16% | |||
| Balance Sheet |
Vergas State Bank
Vergas, MN |
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| Total Assets | 58.73M | |||
| Total Deposits | 49.92M | |||
| Capital and Reserves |
Vergas State Bank
Vergas, MN |
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| Capital | 8.56M | |||
| Leverage Ratio | 14.50 | |||
| Loan Loss Reserves to Loans | 1.23% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Vergas State Bank
Vergas, MN |
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| Hot Money Ratio | 24.72% | |||
| Liquidity Ratio | 47.07% | |||
| Profitability |
Vergas State Bank
Vergas, MN |
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| 5-Year Return on Average Assets | 0.34% | |||
| Net Income | 570.00K | |||
| Net Interest Spread | 3.94% | |||
| Operating Profit to Average Assets | 1.42% | |||
| Overhead Efficiency Ratio | 61.02% | |||
| Return on Assets | 1.01% | |||
| Return on Equity | 6.92% | |||