| Weiss Ratings |
Vergas State Bank
Vergas, MN |
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| Rating | ||||
| Asset Quality Index | 8.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.80 | |||
| Profitability Index | 5.70 | |||
| Stability Index | 7.20 | |||
| Company Info |
Vergas State Bank
Vergas, MN |
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| FDIC Number | 9747 | |||
| Phone Number | (218) 342-2481 | |||
| Website | www.vergasstatebank.com | |||
| Asset Quality |
Vergas State Bank
Vergas, MN |
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| 1-Year Asset Growth | 7.50% | |||
| 5-Year Asset Growth | 1.61% | |||
| 5-Year Charge-Offs to Average Loans | -0.02% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 2.01% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
Vergas State Bank
Vergas, MN |
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| Total Assets | 59.06M | |||
| Total Deposits | 50.34M | |||
| Capital and Reserves |
Vergas State Bank
Vergas, MN |
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| Capital | 8.51M | |||
| Leverage Ratio | 14.96 | |||
| Loan Loss Reserves to Loans | 1.30% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Vergas State Bank
Vergas, MN |
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| Hot Money Ratio | 21.83% | |||
| Liquidity Ratio | 52.51% | |||
| Profitability |
Vergas State Bank
Vergas, MN |
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| 5-Year Return on Average Assets | 0.34% | |||
| Net Income | 546.00K | |||
| Net Interest Spread | 3.83% | |||
| Operating Profit to Average Assets | 1.56% | |||
| Overhead Efficiency Ratio | 59.58% | |||
| Return on Assets | 1.31% | |||
| Return on Equity | 8.95% | |||