| Weiss Ratings |
21st Century Bank
Loretto, MN |
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| Rating | ||||
| Asset Quality Index | 7.50 | |||
| Capitalization Index | 9.50 | |||
| Liquidity Index | 2.90 | |||
| Profitability Index | 5.80 | |||
| Stability Index | 6.90 | |||
| Company Info |
21st Century Bank
Loretto, MN |
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| FDIC Number | 9751 | |||
| Phone Number | (763) 479-2178 | |||
| Website | 21stcb.com | |||
| Asset Quality |
21st Century Bank
Loretto, MN |
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| 1-Year Asset Growth | 9.20% | |||
| 5-Year Asset Growth | 9.17% | |||
| 5-Year Charge-Offs to Average Loans | 0.03% | |||
| Charge-Offs to Average Loans | 0.10% | |||
| Non-Performing Assets to Assets | 0.14% | |||
| Non-Performing Loans to Capital | 0.90% | |||
| Non-Performing Loans to Loans | 0.22% | |||
| Balance Sheet |
21st Century Bank
Loretto, MN |
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| Total Assets | 894.83M | |||
| Total Deposits | 658.78M | |||
| Capital and Reserves |
21st Century Bank
Loretto, MN |
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| Capital | 82.67M | |||
| Leverage Ratio | 10.66 | |||
| Loan Loss Reserves to Loans | 0.90% | |||
| Risk-Based Capital Ratio | 15.70 | |||
| Liquidity |
21st Century Bank
Loretto, MN |
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| Hot Money Ratio | 12.42% | |||
| Liquidity Ratio | 24.50% | |||
| Profitability |
21st Century Bank
Loretto, MN |
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| 5-Year Return on Average Assets | 0.97% | |||
| Net Income | 5.82M | |||
| Net Interest Spread | 3.54% | |||
| Operating Profit to Average Assets | 1.69% | |||
| Overhead Efficiency Ratio | 49.84% | |||
| Return on Assets | 1.30% | |||
| Return on Equity | 13.94% | |||