| Weiss Ratings |
21st Century Bank
Loretto, MN |
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| Rating | ||||
| Asset Quality Index | 7.40 | |||
| Capitalization Index | 9.60 | |||
| Liquidity Index | 2.80 | |||
| Profitability Index | 5.40 | |||
| Stability Index | 6.40 | |||
| Company Info |
21st Century Bank
Loretto, MN |
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| FDIC Number | 9751 | |||
| Phone Number | (763) 479-2178 | |||
| Website | 21stcb.com | |||
| Asset Quality |
21st Century Bank
Loretto, MN |
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| 1-Year Asset Growth | 13.19% | |||
| 5-Year Asset Growth | 9.17% | |||
| 5-Year Charge-Offs to Average Loans | 0.03% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.16% | |||
| Non-Performing Loans to Capital | 0.92% | |||
| Non-Performing Loans to Loans | 0.39% | |||
| Balance Sheet |
21st Century Bank
Loretto, MN |
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| Total Assets | 875.95M | |||
| Total Deposits | 658.60M | |||
| Capital and Reserves |
21st Century Bank
Loretto, MN |
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| Capital | 87.24M | |||
| Leverage Ratio | 10.70 | |||
| Loan Loss Reserves to Loans | 0.89% | |||
| Risk-Based Capital Ratio | 15.51 | |||
| Liquidity |
21st Century Bank
Loretto, MN |
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| Hot Money Ratio | 11.39% | |||
| Liquidity Ratio | 23.94% | |||
| Profitability |
21st Century Bank
Loretto, MN |
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| 5-Year Return on Average Assets | 0.96% | |||
| Net Income | 9.30M | |||
| Net Interest Spread | 3.20% | |||
| Operating Profit to Average Assets | 1.53% | |||
| Overhead Efficiency Ratio | 51.13% | |||
| Return on Assets | 1.11% | |||
| Return on Equity | 11.54% | |||