E
The First State Bank of Rosemount
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The First State Bank of Rosemount
Rosemount, MN
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Rating E
Asset Quality Index 1.00
Capitalization Index 4.40
Liquidity Index 0.80
Profitability Index 2.50
Stability Index 1.00
Company Info The First State Bank of Rosemount
Rosemount, MN
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FDIC Number 9769
Phone Number (651) 423-1121
Website www.fsbrosemount.com
Asset Quality The First State Bank of Rosemount
Rosemount, MN
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1-Year Asset Growth 14.54%
5-Year Asset Growth 16.52%
5-Year Charge-Offs to Average Loans 0.14%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.64%
Non-Performing Loans to Capital 42.26%
Non-Performing Loans to Loans 0.92%
Balance Sheet The First State Bank of Rosemount
Rosemount, MN
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Total Assets 151.40M
Total Deposits 144.12M
Capital and Reserves The First State Bank of Rosemount
Rosemount, MN
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Capital 6.52M
Leverage Ratio 6.37
Loan Loss Reserves to Loans 0.87%
Risk-Based Capital Ratio 9.80
Liquidity The First State Bank of Rosemount
Rosemount, MN
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Hot Money Ratio 34.01%
Liquidity Ratio 14.33%
Profitability The First State Bank of Rosemount
Rosemount, MN
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5-Year Return on Average Assets 0.61%
Net Income 338.00K
Net Interest Spread 3.25%
Operating Profit to Average Assets 0.36%
Overhead Efficiency Ratio 83.23%
Return on Assets 0.32%
Return on Equity 7.59%