C
First State Bank Southwest
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First State Bank Southwest
Worthington, MN
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Rating C
Asset Quality Index 7.10
Capitalization Index 8.30
Liquidity Index 3.20
Profitability Index 3.50
Stability Index 3.50
Company Info First State Bank Southwest
Worthington, MN
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FDIC Number 9770
Phone Number (507) 376-9747
Website www.firststatebanksw.com
Asset Quality First State Bank Southwest
Worthington, MN
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1-Year Asset Growth -1.56%
5-Year Asset Growth 6.76%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.29%
Non-Performing Loans to Capital 2.61%
Non-Performing Loans to Loans 0.53%
Balance Sheet First State Bank Southwest
Worthington, MN
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Total Assets 387.42M
Total Deposits 328.02M
Capital and Reserves First State Bank Southwest
Worthington, MN
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Capital 25.78M
Leverage Ratio 9.87
Loan Loss Reserves to Loans 1.36%
Risk-Based Capital Ratio 18.13
Liquidity First State Bank Southwest
Worthington, MN
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Hot Money Ratio 17.70%
Liquidity Ratio 13.68%
Profitability First State Bank Southwest
Worthington, MN
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5-Year Return on Average Assets 1.18%
Net Income 2.40M
Net Interest Spread 2.83%
Operating Profit to Average Assets 0.84%
Overhead Efficiency Ratio 68.83%
Return on Assets 0.78%
Return on Equity 15.07%