C
Bank of Kilmichael
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Bank of Kilmichael
Kilmichael, MS
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Rating C
Asset Quality Index 4.40
Capitalization Index 5.80
Liquidity Index 1.20
Profitability Index 5.20
Stability Index 3.00
Company Info Bank of Kilmichael
Kilmichael, MS
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FDIC Number 9775
Phone Number (662) 262-7844
Website www.bankofkilmichael.com
Asset Quality Bank of Kilmichael
Kilmichael, MS
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1-Year Asset Growth 1.07%
5-Year Asset Growth 13.95%
5-Year Charge-Offs to Average Loans 0.28%
Charge-Offs to Average Loans 0.84%
Non-Performing Assets to Assets 0.70%
Non-Performing Loans to Capital 7.02%
Non-Performing Loans to Loans 1.17%
Balance Sheet Bank of Kilmichael
Kilmichael, MS
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Total Assets 317.56M
Total Deposits 294.10M
Capital and Reserves Bank of Kilmichael
Kilmichael, MS
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Capital 15.81M
Leverage Ratio 9.30
Loan Loss Reserves to Loans 1.26%
Risk-Based Capital Ratio --
Liquidity Bank of Kilmichael
Kilmichael, MS
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Hot Money Ratio 21.16%
Liquidity Ratio 8.10%
Profitability Bank of Kilmichael
Kilmichael, MS
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5-Year Return on Average Assets 1.59%
Net Income 1.79M
Net Interest Spread 3.47%
Operating Profit to Average Assets 1.14%
Overhead Efficiency Ratio 64.52%
Return on Assets 1.14%
Return on Equity 22.96%