| Weiss Ratings |
Citizens Bank and Trust Company
Marks, MS |
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| Rating | ||||
| Asset Quality Index | 2.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.40 | |||
| Profitability Index | 5.00 | |||
| Stability Index | 6.60 | |||
| Company Info |
Citizens Bank and Trust Company
Marks, MS |
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| FDIC Number | 9777 | |||
| Phone Number | (662) 326-8047 | |||
| Website | www.cbt-co.com/ | |||
| Asset Quality |
Citizens Bank and Trust Company
Marks, MS |
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| 1-Year Asset Growth | -1.46% | |||
| 5-Year Asset Growth | -6.14% | |||
| 5-Year Charge-Offs to Average Loans | 0.37% | |||
| Charge-Offs to Average Loans | 0.73% | |||
| Non-Performing Assets to Assets | 2.44% | |||
| Non-Performing Loans to Capital | 25.35% | |||
| Non-Performing Loans to Loans | 2.20% | |||
| Balance Sheet |
Citizens Bank and Trust Company
Marks, MS |
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| Total Assets | 98.55M | |||
| Total Deposits | 83.05M | |||
| Capital and Reserves |
Citizens Bank and Trust Company
Marks, MS |
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| Capital | 14.05M | |||
| Leverage Ratio | 14.00 | |||
| Loan Loss Reserves to Loans | 2.65% | |||
| Risk-Based Capital Ratio | 18.21 | |||
| Liquidity |
Citizens Bank and Trust Company
Marks, MS |
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| Hot Money Ratio | 15.91% | |||
| Liquidity Ratio | 11.39% | |||
| Profitability |
Citizens Bank and Trust Company
Marks, MS |
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| 5-Year Return on Average Assets | 0.74% | |||
| Net Income | 468.00K | |||
| Net Interest Spread | 5.10% | |||
| Operating Profit to Average Assets | 1.12% | |||
| Overhead Efficiency Ratio | 76.41% | |||
| Return on Assets | 0.88% | |||
| Return on Equity | 6.73% | |||