| Weiss Ratings |
Citizens Bank and Trust Company
Marks, MS |
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| Rating | ||||
| Asset Quality Index | 3.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.90 | |||
| Profitability Index | 6.00 | |||
| Stability Index | 4.80 | |||
| Company Info |
Citizens Bank and Trust Company
Marks, MS |
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| FDIC Number | 9777 | |||
| Phone Number | (662) 326-8047 | |||
| Website | www.cbt-co.com/ | |||
| Asset Quality |
Citizens Bank and Trust Company
Marks, MS |
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| 1-Year Asset Growth | -6.49% | |||
| 5-Year Asset Growth | -5.84% | |||
| 5-Year Charge-Offs to Average Loans | 1.15% | |||
| Charge-Offs to Average Loans | 0.22% | |||
| Non-Performing Assets to Assets | 2.18% | |||
| Non-Performing Loans to Capital | 19.21% | |||
| Non-Performing Loans to Loans | 1.79% | |||
| Balance Sheet |
Citizens Bank and Trust Company
Marks, MS |
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| Total Assets | 96.65M | |||
| Total Deposits | 81.19M | |||
| Capital and Reserves |
Citizens Bank and Trust Company
Marks, MS |
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| Capital | 13.77M | |||
| Leverage Ratio | 13.99 | |||
| Loan Loss Reserves to Loans | 2.91% | |||
| Risk-Based Capital Ratio | 18.10 | |||
| Liquidity |
Citizens Bank and Trust Company
Marks, MS |
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| Hot Money Ratio | 12.98% | |||
| Liquidity Ratio | 17.42% | |||
| Profitability |
Citizens Bank and Trust Company
Marks, MS |
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| 5-Year Return on Average Assets | 0.19% | |||
| Net Income | 818.00K | |||
| Net Interest Spread | 5.31% | |||
| Operating Profit to Average Assets | 1.36% | |||
| Overhead Efficiency Ratio | 73.34% | |||
| Return on Assets | 1.04% | |||
| Return on Equity | 8.33% | |||